Mr Credit Card
Anne Geddes And Bank of America team up in 2003 - Bank of America started issuing credit cards for Anne Geddis in 2003 1. Ever since then, BOA has continued this relationship. Those who are interested in this card will know who Anne Geddis is and how is the Anne Geddis Foundation and Trust.
Summary - The Anne Geddes Platinum Visa® Card is both a reward and a charity credit card. You earn one point for every dollar you spend on the card and the points can either be redeemed for rewards or for donations to the Anne Geddes Philantrophic Trust. Find out more about this card.....
Reward Formula - The Anne Geddes credit card allows you to earn one point for every dollar you spend on the card. The points can be used to redeem rewards from the Anne Geddes catalog, which consists of Anne Geddes products such as books, watches baby clothing items etc. You can also exchange points for cash donations to the Anne Geddes Philanthropic Trust.
New cardholders will get 2,000 bonus points after the first purchase. You will also receive 1,000 reward points after every anniversary.
Aside from this, a portion of the amount you charge to your card (ranges from 0.3% to 1%) is donated to the Anne Geddes Philanthropic Trust automatically.
Fees - The Anne Geddes credit card has no annual fee. You get a 1.9% introductory APR for both purchases and balance transfers for the first six billing cycles. There is no balance transfer fee. The APR is prime rate plus 7.99%. The average daily balance method (including new purchases) is used to calculate monthly balance.
Verdict - The Anne Geddes Platinum Visa® Card will appeal to those who wish to contribute to the Anne Geddes Philanthrophic Trust as a percentage of your card spending will automatically be donated. Furthermore, you can earn points and redeem them for Anne Geddes wonderful products. It also comes in six wonderful designs of the best Anne Geddes photos.
Positives
- Donate to a charitable cause
- Earn reward points
- 6 great card designs
Various picture designs - You can choose a variety of picture designs for your Anne Geddes credit card. Below are the choices available.
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| Anne Geddes Platinum Visa® | |
| Charity Benefits | |
| Charity Formula | 0.5% of every dollar you spend is donated to Anne Geddes Philanthropic Trust that works for the prevention of child abuse and neglect. |
| Perks/Notations | |
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Various Internet account related services Auto rental insurance Various travel and emergency assistance services No liability for unauthorized Internet transactions Purchase Security Warranty Manager Optional mini card See website for additional benefits |
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| Cost/Fees/Interest rates | |
| (APR) Purchase | Intro Rate - 1.9% for six billing cycles. Goto rate is variable risk based rate Prime + 7.99% |
| (APR) Balance Transfer | Intro Rate - 1.9% for six billing cycles. Goto rate is variable risk based rate Prime + 7.99% |
| (APR) Cash Advance | Variable * minimum 19.99% . (P + 15.99%) |
| Finance Configuration | Average Daily Balance (including new purchases) |
| Annual Fees | None |
| Additional Cardholders | $0 |
| Grace Period | 20 days (Min) |
| Late Payment fee | Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250 |
| Over-the-credit-limit fee | Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000 |
| Cash Advance fee | 3% min $10.00 |
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