Mr Credit Card
Make-A-Wish® Platinum Visa® Card Review
("Card issued by FIA Card Services, N.A.")
Summary - The Make-A-Wish® Platinum Visa® Card will appeal to those who want to contribute to the Make-A-Wish Foundation. Let us look at this card in greater detail.
Donation Formula - The Make-A-Wish® Platinum Visa® Card will make a donation of 0.65% of all your net purchase on the card. The Make-A-Wish Foundation is the largest wish granting foundation which grants the wishes of children with serious life-threatening medical conditions.
Fees - There is no annual fee for the Make-A-Wish Visa. You get a 1.9% introductory APR for both purchases and balance transfers for the first six billing cycles. The APR is prime rate plus 7.99%. The average daily balance method (including new purchases) is used to calculate monthly balances.
Other Benefits - The Make-A-Wish Visa also comes with perks such as auto rental insurance, travel and emergency assistance and Bank of America's purchase replacement and purchase guard (double warranty period). You can also get additional cards for free.
Verdict - The Make-A-Wish® Platinum Visa® Card will appeal to those who are familiar with and support the Make-A-Wish Foundation. Those who would like to contribute to this foundation can now do now via their spending on their credit card and make a difference to those children with serious medical conditions.
Positives
- Allows cardholders to contribute towards a worthy cause via credit card spending easily and automatically
- No annual fee
| Make-A-Wish® Platinum Visa® Card | |
| Donation Formula | |
| Donation Formula | 0.65% of net purchases made on the card is donated to the Make-A-Wish Foundation |
| Benefits | |
|
Total Security Protection Various Internet account related services Auto rental insurance Various travel and emergency assistance services Travel and Emergency Assistance Purchase Replacement No liability for unauthorized Internet transactions Optional Mini Card See website for additional benefits Optional Purchase Guard |
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| Cost/Fees/Interest rates | |
| (APR) Purchase | Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate Prime + 7.99% |
| (APR) Balance Transfer | Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 7.99% |
| (APR) Cash Advance APR | Variable * minimum 19.99% . (P + 15.99%) |
| Annual Fees | None |
| Finance Configuration | Average Daily Balance (including new purchases) |
| Additional Cardholders | $0 |
| Grace Period | 20 days (Min) |
| Late Payment fee | Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250. |
| Over-the-credit-limit fee | Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000 |
| Cash Advance fee | 3% min $10.00 |