Credit Score: 1000 Credit Limit: 1000 Age: 35-44

Posted 07/03 2018

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Credit Score: 560 Credit Limit: 300 Age: 25-34

Posted 03/16 2015

In the process of fixing my credit after messing things up pretty bad when I was younger. I have been a USAA member for a long time and hope the card helps me get a better credit rating like everyone else. I am paying down a lot of the mistakes I've made and am on my way to getting everything cleaned up.

 

Credit Score: 600 Credit Limit: 750 Age: 35-44

Posted 03/16 2015

I am a single mom and after going through a bankruptcy and divorce I was having a hard time getting back on my feet. Thankfully, everyone at USAA has been pretty helpful and I was given a chance to build some credit. I have not so far been able to qualify for much else but I imagine in a year or so things will be much better.

 

Credit Score: 500 Credit Limit: 300 Age: 25-34

Posted 03/16 2015

I dont know what my credit score is right now but when i started trying to get credit it was around 500 partly because i didnt really have any credit also because i had an old phone bill I never paid. Anyway, I was even denied other secured cards and didn't even know that could happen. i was embarrassed at first to try with USAA even though I've had a bank account with them, but decided to give it a shot and am grateful they gave me a chance. I just wish I had tried sooner with USAA instead of wwasting time worrying about other ones.

 

Credit Score: 593 Credit Limit: 250 Age: 35-44

Posted 03/16 2015

Not much to say. I'm happy with the card and USAA. I enjoy watching my credit score inch up every few months. If you have bad credit this is the card you want. You do have to be a USAA member though.

 

Credit Score: 629 Credit Limit: 800 Age: 45-54

Posted 03/16 2015

I have added to my credit limit but started out with the minimum. I like the card even though I can probably get an unsecured card now. I wish there were more benefits but at least I've been able to increase my credit score.

 

Credit Score: 600 Credit Limit: 300 Age: 35-44

Posted 03/06 2015

I love everything about this card because I've been through a huge mess when it comes to credit and finances. I had a bunch of bills that weren't paid and a bankruptcy and then I couldn't qualify for anything. Thank goodness for this card so I can get my stuff back in order and start clean. I think I am at an age where I have learned from my mistakes and plan on keeping my debt down even once I get my credit cleaned up.

 

Credit Score: 650 Credit Limit: 2000 Age: 25-34

Posted 03/06 2015

I wasn't able to be approved for anything and I tried by applying for a bunch of cards which I've heard is not a good idea. Anyway I became a USAA member and opened a checking account and then I was able to get this card. In just a few months my credit score went up. Plus I like that the security deposit goes into a CD so I kind of have a savings account built up and I'm fixing my credit. I have made a couple deposits to get my limit up and then I use this card for everything. I also pay it off every month so I don't suffer from the high APR but I can't think of any better way to build a good credit rating.

 

Credit Score: 580 Credit Limit: 250 Age: 25-34

Posted 01/27 2015

Rebuilding my credit after a divorce and stuff. I got this card rather than the American Express because if you travel a lot, your card may not be accepted in other countries.