Credit Score: 570 Credit Limit: 250 Age: 25-34

Posted 03/06 2015

You have to pay $35 a year and if your credit is bad which is who this card is targeting, you are not going to get a low APR of 9%. Mine was 19% which is ridiculous. So I only deposited the minimum and plan on using the card once in a while and paying it off. Can't complain about the customer service because they've always been helpful with answering questions.