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USAA Cash Rewards® American Express® Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of USAA Cash Rewards American Express
31 Reviews
Consumer Rating:
star ratingstar ratingstar ratingno star ratingno star rating

Apply Here apply here 3.4
Lowest:
645
Average Score:
727
Highest:
804
All
5 Star
29%
4 Star
16%
3 Star
32%
2 Star
9%
1 Star
12%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 728 Credit Limit: 7000 Age: 35-44
Posted 01/10 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I like everything about this card except for one thing. When I went to Europe, the Chip does not work even though I have "activated my 4 digit pin" with USAA. It appears that the Chip automatically defaults to signature. When when you are buying train tickets in Europe, be prepared to have coins!

I am tempted to give this card a 2 star just because of this but decided not to cos most other US based cards are chip and signature and not chip and pin.
 
Credit Score: 754 Credit Limit: 15000 Age: 18-24
Posted 07/18 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I was approved for this USAA Amex. Score was mid 700s. My rate was 9.9% (which was drastically reduced from 2 other cards that I have).
 
Credit Score: 760 Credit Limit: 20000 Age: 45-54
Posted 02/08 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have applied for this card before but got denied. Yesterday, I tried again and I was approved.

EQ:760
Limit: $20000.

Really pleased with this.
 
Credit Score: 719 Credit Limit: 7000 Age: 35-44
Posted 11/19 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
One of the things that I really like is the mall.usaa.comm shopping mall where you can earn more points when you shop online through USAA's site. During the holiday season, I earn quite a lot of points from there.
 
Credit Score: 675 Credit Limit: 3500 Age: 45-54
Posted 04/27 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I already have a Visa from USAA. I got this one so that I could use it at Costco.
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