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Consumer Reviews: US Bank Visa Platinum
Credit Scores and Lines
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of US Bank Visa Platinum
27 Reviews
Consumer Rating:
star ratingstar ratingstar ratinghalf star ratingno star rating3.7
Lowest:
620
Average Score:
703
Highest:
780
All
5 Star
22%
4 Star
37%
3 Star
29%
2 Star
7%
1 Star
3%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 620 Credit Limit: 1000 Age: 25-34
Posted 02/10 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I was shocked to be approved for the card so the limit didn't bother me. I had a secured card with US Bank first though.

I paid on that card and just charged little things every month and then paid the balance in full. I have also had a checking and savings account with US Bank for a couple years. I have always had great customer service experiences. I am glad US Bank is giving me a chance to increase my credit rating.
 
Credit Score: 780 Credit Limit: 15000 Age: 45-54
Posted 02/10 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I haven't had any problems with this card. In fact, I was first approved for only 10,000 so I called and asked for an increase and they raised it to 15000. So far it's a great card.
 
Credit Score: 738 Credit Limit: 10000 Age: 45-54
Posted 02/10 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
My husband and I make about 150,000 a year and have banked with US bank for 10 years. I have nothing but great things to say about US Bank. I have a car loan, a checking account, a savings account, and a bunch of their cards. Always had great customer service and they always seem to be willing to work with us when we need something. When I got this card I got a 0% APR and no annual fee. I don't care for all of the bells and whistles that other cards have.
 
Credit Score: 632 Credit Limit: 500 Age: 18-24
Posted 02/10 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Woo hoo. I can't believe I was approved but I was. I am building credit and it used to be a lot worse than it is now. I am paying on some collection accounts that my dumb girlfriend ran up but I am going to make sure I pay this card in full every month. Just goes to show you should try to apply if you can because you never know. I was also told that they might increase the credit limit later if I manage the card wisely which is what I am going to do.
 
Credit Score: 725 Credit Limit: 3000 Age: 25-34
Posted 02/10 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I guess I don't have anything helpful to add. I don't have any complaints and have been happy with this card. I use it at the pump mostly because I travel a lot with work. It's a great card and I haven't had any issues with US Bank.
 
Credit Score: 776 Credit Limit: 12000 Age: 25-34
Posted 02/10 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I like the card. True, it isn't a great card to use for traveling because of the foreign transaction fee, but that's why I have other TRAVEL cards to use for those purchases. You really have to consider your own situation and what you'll use the card for. And for God's sake, with any card, make sure you pay your payments on time. Don't be foolish.