Credit Score: 680 Credit Limit: 1000 Age: 18-24

Posted 05/05 2017

I had a BOA checking account and decided to get this card when I got into college. This card really came in handy during my semester in Italy because the card did not charge any foreign transaction fees.

The only issue I have is that as a student, I do not really spend a lot on the card so I don't think I can redeem those points for anything meaningful for a while. I might soon get their cash back card instead since I can redeem them in smaller amounts.