Credit Score: 640 Credit Limit: 500 Age: 18-24

Posted 12/18 2016

I got this card during my sophomore year. During my freshman year, I got a card from Citi. I do like this card for the rewards and managing it from the website and app is pretty easy. You can also monitor your fico score for free. The only issue I have with this is that I think boa is over the top when they suspect that there is a fraudulent charge. I traveled out of state once and had my card decline. Same thing happened when I went to a shopping outlet 70 miles from where I live (my school). I am actually happy that they are on top of things, but this is a little too much.

 

Credit Score: 720 Credit Limit: 2000 Age: 18-24

Posted 03/20 2016

I have both this card and the citi thankyou for student. Both are rewards cards but at the margin, I prefer citi's card a little better because I can use the card at amazon. Having said that , this card gives you 1.5% for all purchases so you have incentive to use this card all the time. Think it is great having a couple of cards in your wallet.