Capital One Secured MasterCard
Consumer Reviews, Credit Score and Income Needed, Credit Limits
28 Reviews
Consumer Rating:
Apply Here
Lowest:
400
400
Average Score:
539
539
Highest:
759
759
Key Features 
Key Features Annual Fee: $0
APR : 24.99%*V
Initial Deposit: $49, $99 or $200 for a $200 limit.
Credit Limit Increase without additional deposit: Review after 5 months
Reports as: Unsecured
Graduates to unsecured: Yes
Pros and Cons Pros and Cons Pros
- No annual fee
- Can deposit less than initial credit limit
- Credit limit increase possible after 5 months with no additional deposit
- Reports as unsecured
- possible to graduate to an unsecured card
Cons
- No Rewards (nitpicking here)
Our Take Our Take This is one of the best secured credit cards out there. The unique feature of this card is that you may only be required to put down a portion of the initial credit limit of $200 (making it a partially secured credit card). You are also eligible for a credit line increase without having to put up additional deposits after 5 months (we know of no other card that has this feature). They are also one of the rare secured cards that report as unsecured. The only thing we could nitpick is that they do not have a reward program!
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