Credit Score: 805 Credit Limit: 11000 Age: 45-54

Posted 05/15 2018

Was a United frequent flyer for the longest time and had their card. Then I stopped flying due to a change in career. I got the new United card again for the sign up bonus and used it for a while. For as time went by, miles got devaluated and I decided that enough was enough and ditched the card.

After looking at various non-airline type reward cards, I realize that there are 3 types. The first type are like the Amex and Chase Sapphire and the annual fee Citi TY card that allows you to transfer points. But from my United experience, I do not want to go through that hassle again. The other type of cards are the no annual fee cards that pays you 1% rewards. The third type has annual fee and pays 2% rewards. So I settled for a happy medium and this card fits the bill. No annual fee and 1.5% for every spending.

 

Credit Score: 786 Credit Limit: 8000 Age: 35-44

Posted 02/28 2018

Enough folks have mentioned about the rewards of this card. I just want to say that the customer service from Discover is absolutely top notch. Calls get answered quickly and by English speaking folks. This alone makes it worth getting any of their cards

 

Credit Score: 776 Credit Limit: 9000 Age: 35-44

Posted 06/28 2017

I recently switched from the Chase Sapphire Preferred to this card as I found it increasingly difficult to use miles and having a high enough spending level to justify the annual fee. This card is great IMO because you get 1.5% back (3% the first year) which is much better than the standard 1% of most rewards cards anyway.

 

Credit Score: 681 Credit Limit: 4000 Age: 25-34

Posted 01/24 2017

cannot say enough good things about this card. Simple. 1.5% (3% for 1st year). Fico score. Excellent customer service.

 

Credit Score: 763 Credit Limit: 9000 Age: 45-54

Posted 11/21 2016

If you compare this card, it is very similar to the Capital One Quicksilver 1.5% card. But here is why this is better:

1. 3% rewards for the first year. Yes, only the first year, but still better than nothing.

2. Free FICO score

3. $30 statement credit for airplane wifi purchase (if you fly).

The only area that Cap One is better is that Discover is much less popular abroad.

 

Credit Score: 778 Credit Limit: 1000 Age: 45-54

Posted 05/13 2016

Most reward cards I have researched give you 1X points. The ones that give you 2X or 3X on some type of expenses normally charge you an annual fee. So getting the Miles is kind of a no-brainer. Plus CSR are all so friendly and competent. I also like getting my scores on my statement. Really neat.

 

Credit Score: 778 Credit Limit: 10000 Age: 45-54

Posted 02/23 2016

Applied online and got instant approval.

Customer service is great.

I personally prefer a card like this where you get a straight 1.5% rather than other cards where you get 1X and then 2X for "some categories". Most of the time, you will not get back 1.5X with these cards.