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Discover IT Miles
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Discover IT Miles
19 Reviews
Consumer Rating:
star ratingstar ratingstar ratingstar ratingno star rating4.2
Lowest:
0
Average Score:
664
Highest:
805
All
5 Star
36%
4 Star
57%
3 Star
0%
2 Star
0%
1 Star
5%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 746 Credit Limit: 6000 Age: 35-44
Posted 01/06 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
After lots of digging around, my choice boiled down to the Miles and the Quicksilver. Both are 1.5% cards. In the end, I went with the Miles because

1. You get 3% for the 1st year

2. Free credit score

3.$30 airplane wifi credit - though I doubt I'd use that feature.

4. From what I have read, Discover has great customer service and after having this card for a while, I can say that is absolutely true.
 
Credit Score: 729 Credit Limit: 5000 Age: 25-34
Posted 10/16 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have always wanted to get a Discover. So it was a toss up between the IT and the Miles. I went with the Miles because you get 1.5% flat out. I do realize that the IT has 5% categories but am not sure if I will fully use it. Perhaps I will get the IT later and use both!
 
Credit Score: 0 Credit Limit: 0 Age: 25-34
Posted 05/14 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Just got it and think this is a fantastic card. Look forward to getting 3% rewards this year and will be using this card exclusively for now. I prefer an incentive sign up bonus like double rewards the first year rather than the typical spend $5k and get 30k miles that seems to be the norm of frequent flyer cards.
 
Credit Score: 674 Credit Limit: 3000 Age: 25-34
Posted 04/27 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Am very excited to get approved for this card. I like the blue design although I wished it was made of metal and not plastic. Most of the cards I have looked at allow you to earn 1X and perhaps 2X for things like dining. I like the fact that this is a straight 1.5% for everything.
 
Credit Score: 735 Credit Limit: 5000 Age: 25-34
Posted 08/19 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Great card and great design too. I have the Chase Sapphire and while it is nice you get 2X on things like dining, I think nothing beats a straight 1.5% for everything card. And there is also no annual fee. Card design is quite cool too.
 
Credit Score: 735 Credit Limit: 5000 Age: 25-34
Posted 06/29 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Great card and great design too. I have the Chase Sapphire and while it is nice you get 2X on things like dining, I think nothing beats a straight 1.5% for everything card. And there is also no annual fee. Card design is quite cool too.
 
Credit Score: 715 Credit Limit: 6000 Age: 25-34
Posted 04/04 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
As I was in the market for a non-airline frequent flyer card, I did extensive research. To me, the choice boiled down to Capital One Venture and the Miles. On paper both had the same features, but the Miles has some extras which makes it a better value.

1. You get 3% rewards the first year.

2. You get free fico score.

3. $30 credit for airline wifi purchases.

Otherwise both cards give 1.5% in rewards and have no FX transaction fees.

Got approved instantly and have been please so far. Customer service is prompt, native English speakers and great.
 
Credit Score: 694 Credit Limit: 3000 Age: 25-34
Posted 11/22 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I got this card because of the double bonus for the first year (ie 3%). I am really sick and tired of these spend $3000 for a 30,000 or 50,000 miles bonus that frequent flyers cards are dishing out these days. I am not a high spender and it does not really matter with this card.

Oh - and CSR is absolutely top notch too.
 
Credit Score: 784 Credit Limit: 8000 Age: 35-44
Posted 10/17 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
For 15 years, I have the Amex Gold. Earned lots of points and flew a lot on company business. Just changed jobs and no longer travel. So rather than paying the annual fee for my Amex and not earn enough points, I decided to go for a credit card reward program type card. After much research, I decided to go for this card.

Application was easy. Approval was instant. So far so good.
 
Credit Score: 730 Credit Limit: 5000 Age: 35-44
Posted 09/08 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I was in the market looking for a rewards card when I found out about this card. I checked my scores and they were about 730. Applied online and was approved instantly with a $5k CL.

What I like about this card is that you get 1.5 percent in points value regardless of what you spend. And for the first year, your rewards will be doubled. So in effect, you are earning 3%. After the one year, it looks like a very similar card to the Capital One Quicksilver.
 
Credit Score: 705 Credit Limit: 3000 Age: 25-34
Posted 06/15 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have been a Delta FF for a few years and now that I am no flying with them (switched jobs and company), I was on the lookout for a new travel credit card that is not affiliated with any frequent flyer program. Delta kept devaluing their program and I was really sick of it.

Anyway, what I like about this card is that you get 1.5 points for everything. It is the same as the CapOne quicksilver but it has the added bonus of $30 statement credits for onboard wifi (which I will use). And I also get a free transunion fico score.

CSR were all English speaking and US based.

So far, I am extremely pleased with this card.