Credit Score:
688
Credit Limit:
3500
Age:
18-24
Posted 02/08 2019
I recently applied for this card in order to transfer a balance from an existing card and hopefully boost my credit by increasing the number of accounts I pay towards. At the time my credit score was 720, but I was denied (which has since impacted my score) - I have less than 5 years of credit history and currently have a pretty high balance on my Discover card (around 70% utilization) due to some rough financial patches and family issues. However, when I called the reconsideration line, I explained the situation and emphasized that I have never missed a payment and consistently pay early and above the minimum in order to work the balance down. The CSR I spoke to was very understanding and helpful, and overturned the denial to offer me a $3500 CL for this card. Very excited to take this card with me to Tokyo this spring!! (-:
Credit Score:
792
Credit Limit:
10000
Age:
45-54
Posted 01/06 2016
I am a little disappointed that the 10% redemption bonus is going to be 5%. I also never used trip it pro until I got this card and I found it really useful. So I am very disappointed that I will no longer get a complimentary subscription. I will still keep this card though, but am a tad unhappy about the changes.
Credit Score:
710
Credit Limit:
10000
Age:
25-34
Posted 01/04 2016
My score was TU 705, EQ 715 when I applied. I have been rebuilding my credit for the last 3 years and am super psyched that I was approved for $10k CL. Woo hoo! I expect my score to inch up over the next six months.
Credit Score:
802
Credit Limit:
12500
Age:
35-44
Posted 01/02 2016
I researching travel and miles cards and after doing a lot of comparisons, I have come to the conclusion that this card beats most frequent flyer cards (for me at least since I cannot be bothered with things like getting elite status, free lounge etc). This is now my main card.
Credit Score:
774
Credit Limit:
5000
Age:
25-34
Posted 11/16 2015
First, let me state all the things I like about this card. Firstly, nothing beats the rewards. Points post very quickly into your account and the website has improved and easy to use. It's good for travel too since there is no foreign transaction fee and it has chip and pin.
Now for the not so good part. This card is a bit over zealous with regards to fraud protection. Got declined for an overseas charge once. But I also have been declined at Walmart and some stores in the mall. To me, this is just ridiculous. If they could just sort out this issue, then I would rank this card miles ahead of others.
Credit Score:
736
Credit Limit:
7500
Age:
25-34
Posted 11/03 2015
I will be taking a trip to Europe and wanted to offset some of the cost. After doing a ton of research, I settled on this card because of the sign up bonus, 2X points and Chip and Pin. The online application was easy and I was approved instantly.
Credit Score:
770
Credit Limit:
5000
Age:
18-24
Posted 11/02 2015
I got this card because I was attracted to the Chip and Pin feature versus the Chip and Signature feature that is common in other cards. For those who are curious, I have got a 3 year credit history with a 770 score (thereabouts). Income is 60k. Got a limit of $5k. So far, the card is ok, and I've gotten my 40k bonus.
Credit Score:
805
Credit Limit:
15000
Age:
35-44
Posted 11/02 2015
I got my bonus immediately after I met the required spending. I love the 10% bonus, trip-it-pro (which I have never used before but found it so useful). You earn points really quickly as well with the double points. I used the Chip and Pin in Europe and it worked like a charm.
Credit Score:
789
Credit Limit:
10000
Age:
35-44
Posted 10/21 2015
I travel abroad to Europe every year. What I really like about this card is the absence of foreign transaction fees and the fact that it is s chip and pin card. Yes, chip and pin and not chip and signature like most other US based cards. Website is also easy to navigate.
Credit Score:
804
Credit Limit:
15000
Age:
45-54
Posted 09/05 2015
Ok - so the card features itself is great. 2X miles, Chip and Pin, no foreign transaction fees. But before I was in Frankfurt, I called Barclays to tell them that I was traveling and where I would be going. And the card is got declined! Had to waste my time on cell phone at international roaming charges to sort it out. Sure Barclays can do better than that?
Credit Score:
775
Credit Limit:
10000
Age:
35-44
Posted 06/28 2015
When I got this card, my credit ratings were at the 770 area on average. I got instantly approved for $10k.
I have been using this as my main card and over the last 2 years, I have redeemed about close to $1900 in travel rewards. That means 2 of my vacations have been paid for. There is a $89 annual fee. But for me, it is worth it because you really earn a lot of points quickly with their double points for every dollar formula. I have not spoken to their customer service reps at all but the website seems very intuitive.
Also, over the last 2 years, I got a couple of automatic credit line increases and now I am at 18k.
Credit Score:
708
Credit Limit:
12000
Age:
25-34
Posted 06/11 2015
Scores are 703 for TU and 710 for EQ. I recently applied and got a $12k credit line. Have been rebuilding for 3 years and this is my highest credit line I have gotten.
You earn points very fast when you can get 2X for every dollar. The 40k bonus was very nice as well.
Would recommend this card.
Credit Score:
734
Credit Limit:
3000
Age:
25-34
Posted 04/04 2015
I have not had this card long enough to use my points for travel. But I did use their reward boosts and got a flat screen TV. Points showed up right away.
Credit Score:
750
Credit Limit:
5000
Age:
25-34
Posted 03/05 2015
Earlier this week, I applied for the Barclays Arrival Elite version but was not instantly approved. Instead, I got the wait for 7-10 day message. I called the re-consideration line at 866.408.4064 within a few minutes after I got that message. I ended up speaking to 2 different CSR. The first thing they did was to verify credit reports. They then proceed to ask me questions like residency status, home address and status and information about my other credit lines like my auto loan and even my mortgage. I was finally approved for $5000 in CL which I think is a little low. But I was really looking forward to getting this card because of the no foreign transaction fee and also because I could track my FICO score with this card. I should be able to get my sign up bonus within this month and maybe I'll report on that.
Credit Score:
783
Credit Limit:
10000
Age:
45-54
Posted 03/05 2015
Got my card a couple of months ago. Was approved instantly online. Received my 40K points instantly after meeting the spend requirements. The points posted very quickly and I did not have to wait for statement to close. I just redeemed points for a hotel stay on booking.com. So far so good.
Credit Score:
747
Credit Limit:
8000
Age:
35-44
Posted 03/05 2015
I finally decided to pull the trigger and applied online for this card. I got the following message:
" Thank you for your recent application. We're in the process of reviewing the information you provided for your Barclaycard Arrival MasterCard application.
Please keep in mind it may take up to 10 business days to process your application. There is no need to reapply. If you provided an email address, we will send you an email upon review of your application. Please feel free to check back as this page will display the most recent status updates."
I called recon and was approved for $8k. Looking forward to getting that bonus.
Credit Score:
768
Credit Limit:
3000
Age:
25-34
Posted 02/19 2015
I just got recently approved for a $3000 credit line. I thought it was a little on the low side since I have over $5000 from my Discover IT.
Credit Score:
784
Credit Limit:
5000
Age:
25-34
Posted 01/24 2015
After years of waiting, all my baddies were finally removed from TU and EQ. I was on a hunt for specifically a travel rewards card. I had bad experiences with Capital One before so that ruled out the venture for me. I was also looking at Chase Sapphire Preferred, Amex Gold and even the Citi TY. But I decided that it would be too much time for me trying to figure out the best use of points and which FF program to transfer points to. So I finally settled on the Arrival.
I applied but got the dreaded 10 day message. So I decided to call the recon line. CSR asked me questions about my income and why I had inquires the last 12 months. I explained that I was trying to rebuild my credit so that I could finally get a card like this one! He said that he liked the fact that my utilization was low and I usually paid more than the minimum required. After putting on hold, I was given a $5k line.
This will now be my main card and I will charge everything to it.
Credit Score:
800
Credit Limit:
5000
Age:
35-44
Approved
45 months after Bankruptcy
Posted 01/13 2015
I was discharged from a BK 7 about 4 years ago and have been working very hard to reestablish my credit. I did not burn any credit cards during the BK so that probably helped. After a couple of secured cards, I managed to get a few Cap One cards like Quicksilver and Prestige MasterCard. They all had very small credit lines (like $1k to $1.5k). My score had recovered to high 700 and 800 for TU when I applied for the Arrival. Got approved for $5k. This is my card with the highest line so far and I am over the moon about this.
Credit Score:
703
Credit Limit:
3000
Age:
25-34
Posted 01/11 2015
My score was 703 when I applied and got $3k in limits. I also got the World Mastercard version rather than the 'elite' world mastercard. I was really curious as to why that was the case.
A call to CSR revealed that the 'elite' version is made available only to those who get a $5k and above CL.
I am quite pleased with this card as the value of the points is actually 2.2%. The points post quickly (as did my bonus 40k). I can also use it with any travel aggregators to book my flights.
I will ask for a CLI about maybe 1 year down the road and hopefully get the 'elite' version.
Credit Score:
773
Credit Limit:
15000
Age:
25-34
Posted 01/11 2015
Applied and got 15k for a credit line. I spent the $1000 and got the 40000 bonus points very promptly. I have already used some miles to book a pretty cheap flight to Europe and I discovered that I could my points for the taxes (which I did).
I am already planning ahead with my next trip and being able to earn 2X points is really great.
Credit Score:
735
Credit Limit:
10000
Age:
25-34
Posted 01/11 2015
I do not have a long credit history. It's about 2 1/2 years. My score is about 735 (I think). I did not give myself a great chance of getting approved. But I got it for a $10k limit and a 14.99% interest rate. I pay my bills in full so the rate does not really matter.
Credit Score:
810
Credit Limit:
12500
Age:
25-34
Posted 01/06 2015
I got my sign up bonus pretty quickly and it posted immediately once I spent the $3k. The chip technology worked like a charm when I was in Europe and need I say, the points sure add up pretty quickly.
Credit Score:
747
Credit Limit:
13000
Age:
35-44
Posted 01/05 2015
I have been impressed by this card and Barclays in general. Applied online and was approved pretty quickly after I submitted the application. The points accrue quickly (since it is 2X) and and also after the transaction happens (rather than on statement date). I found them easy to redeem as well.
The one thing that I do not like is that there were a couple of false positives when they put my card on fraud alert. One was in Walmart (of all places). If they could be less over zealous with it, then I would have given this card a 5 star rating rather than a 4 star.
Credit Score:
797
Credit Limit:
14000
Age:
35-44
Posted 12/11 2014
Got a high 700ish score and got 14k CL. This is now my everyday card. Rewards post fast and since I use rewards just for travel, this card works out great for me.
Credit Score:
743
Credit Limit:
3500
Age:
18-24
Posted 12/11 2014
Credit history was short when I applied (2 yrs - short but not that short). CL was ok I guess at $3.5k though I expected it to be higher based on a mid 700 score.
Credit Score:
742
Credit Limit:
7000
Age:
25-34
Posted 12/11 2014
Before I applied and got approved for this card, I had the Barclays Rewards for about 8 months. I did not initially get approved and called the backdoor number. After answering questions about why I wanted the card when I already had one of their cards, (2X points doh!!!), I got approved.
Credit Score:
673
Credit Limit:
1500
Age:
18-24
Posted 12/11 2014
I was new to credit - about 1 year. Applied and actually got approved for a small line $1500. So far so good.
Credit Score:
763
Credit Limit:
8000
Age:
45-54
Posted 12/11 2014
I found it strange that I was only approved for $8000 CL when my other cards all had at least 5 figure lines. Though the card is great, I only found out later that though you earn 2X points, it is only worth it if you redeem the points for travel (and they have expanded that definition quite a bit to include things like bus rides!). If you redeem for other rewards, then it is not worth it.
Credit Score:
792
Credit Limit:
12000
Age:
35-44
Posted 12/10 2014
Used to fly with Delta and United often with my company. But was unhappy because it is almost impossible to get award seats with Delta on their super save award charts. The value was never worth it. Delta will be switching (and i believe United too) to miles awarded for ticket price and not distance traveled. That was the last straw for me. After reading up a lot on travel credit cards, it was a toss up between this card and the Capital One Venture. I chose this over Cap One because of the 10% bonus, trip-it pro subscription (which I use and find useful) and the free fico score. I also found out after the card that the points post very quickly to your account (much like what others have been saying). My score was in the high 700s when I applied and got approved for 12k.
Credit Score:
749
Credit Limit:
11000
Age:
25-34
Posted 12/10 2014
Applied online and got approved immediately. Score was 750 and got $11k CL. I met the spending requirement pretty quickly and the 40k bonus was posted to my account the next day. In contrast my Citi TY account and Chase cards only post on the statement date. 2X points + the 10% redemption bonus means that for every $1 that you spend, you actually get back $2.20. This is better value than any card that I have researched prior to my application.
Credit Score:
762
Credit Limit:
6000
Age:
25-34
Posted 12/10 2014
I used to have the VA (Virgin America) card when it was with Barclays. When it switched over to comerica bank, I got this card as a "replacement". But I did not get the 40k bonus! So I called up CSR to see if they would give me the sign up bonus and the answer was no. I was told to apply again! So I did and I got approval and for a brief period, I ended up with 2 of these. I ended up combining credit lines and canceling one of them (after I got the 40k points off course). After having used a dedicated frequent flyer card, I would say that I much prefer this card because I can book whatever flights I want.
Credit Score:
696
Credit Limit:
4000
Age:
25-34
Posted 12/10 2014
Have relatively new credit (about a year and a half). Close to 700 score and got a $4k CL. So I am very happy just to get approved. Giving it a four star because so far I have not called CSR yet (hence cannot comment on that aspect).
Credit Score:
738
Credit Limit:
5000
Age:
25-34
Posted 12/10 2014
The card that I used prior to this was the blue sky preferred amex. It had an annual fee and I was earning 2X points for certain things. The rest was 1X. When I found out that this card was 2X on everything, it became a no brainer. I am happy with this card.
Credit Score:
723
Credit Limit:
7000
Age:
25-34
Posted 12/09 2014
Absolutely love this card. This is an ad by Capital One on TV where it shows how difficult it is to redeem points on traditional frequent flyer programs. I have the Delta points in my Skymiles account after years of flying with them on company business trips. I can say that redeeming them for the lowest tier (lowest number) of points is close to impossible. I would rather much prefer a card like this and earning 2% on everthing (and not just Delta flights with my old Delta Platinum). If you know your travel plans in advance and know how to look for cheap flights on various aggregators, then a card like this can get you more value in many cases than FF programs and points.
Credit Score:
802
Credit Limit:
17000
Age:
45-54
Posted 12/09 2014
I really like this card for a few reasons. Firstly, your points post almost immediately when you make a purchase with the card. So when you log in online, the number of points you have earned is pretty much up to date. Secondly, when I redeemed the points for my last airline ticket, I did get the 10% posted back into my account. Having had an Amex card, I think Barclays could improve their website a little better and also perhaps their customer service. I have called them twice only but compared to the CSRs from Amex, they could using a little more training. Having said all that, this is great card. Got a decent CL as well though I had higher limits from other cards.
Credit Score:
763
Credit Limit:
13000
Age:
35-44
Posted 12/09 2014
score 763 (TU). CL $13k. Applied online and was approved instantly.
Credit Score:
778
Credit Limit:
12000
Age:
35-44
Posted 12/09 2014
My positive feelings about this card resolves around the fact that approval was almost instant for me and I got a decent CL. I like earning 2% for travel rewards. The downside of this card is that if you use points for non-travel rewards, the value is only 0.5%. So you have to be aware that this card is only meant for you if you use the points for travel and nothing else.
Credit Score:
781
Credit Limit:
8000
Age:
25-34
Posted 12/09 2014
Applied online and was approved instantly for $12,000, and 0% for one year. . Score was 781. I checked my reports and found out that they pulled my TransUnion report, but also reported to all three bureaus even before I got the card.
My points were also processed very quickly and I like that very much.
Credit Score:
774
Credit Limit:
14000
Age:
35-44
Posted 12/08 2014
Had a score of 774. Low utilization (around 10%). Got approved for $14k CL.
Credit Score:
805
Credit Limit:
15000
Age:
35-44
Posted 12/07 2014
I have an 800 score and got approved for $15k CL. Can't resist the 40k sign up bonus and the 2X earnings. Plus this is a chip card (though I am still getting used to inserting the card differently through the new card readers).
Credit Score:
703
Credit Limit:
1000
Age:
18-24
Posted 10/17 2014
The reason I applied for this card was because they did not charge any transaction fee and I was taking my Masters in an international college abroad. I applied online and got the dreaded pending message. I called the recon line and found out that I was denied because of high utilization (about 35%). I explained to the rep how I intended to pay this down and also gave her my income details. After being put on hold for a minute or so, I was approved for $5k limit. Having my limit this low meant that I had to spread out my $3k spend over the next 2.5 months to get the 40k bonus miles. But it was totally worth it and the bonus miles posted the very next day in my account.
Credit Score:
719
Credit Limit:
3000
Age:
35-44
Posted 10/16 2014
I use this card. Love the 2% rewards. But I have to give this card a 3 star because I think their CSRs could be trained much better. Had to call them twice for issues relating to statements and bills and I felt they could have handled my call better. For me, Amex and Discover (have cards from both issuer) remain the benchmark.
Credit Score:
739
Credit Limit:
6000
Age:
25-34
Posted 08/01 2014
Love this card. Prior to this, I have the Chase Freedom. While it was great when you could earn 5% cash back, like some of the posters here, it gets irritating after a while since you have to keep signing up every 3 months for that bonus. This card was much simpler. You get 2% for everything and that's it. When I got the card, my score was in the low to mid 700s and my CL was $6000. It was ok, but I honestly though I would get a higher limit since I have a $10000 limit with Chase and that was when my score was slightly lower when I applied for it. I have not had the chance to ever call customer service yet so I cannot comment on that. But I would give this card a five star rating.
Credit Score:
676
Credit Limit:
4500
Age:
18-24
Posted 06/22 2014
When I got this card, my score was about 675 (depending on which bureau it was). I was not really expecting to be approved. But I was and the $4.5k CL was a surprise for me too. I have a couple old collections that will be dropping off from my report soon. But they were old medical bills that were like a couple of hundred dollars and an old doctors bill for $75. What I like about this card is that you earn 2% and even for a not so super spender like me, the points do add up very fast.
Credit Score:
773
Credit Limit:
13000
Age:
45-54
Posted 03/23 2014
I initially got the Arrival Card. Got the 40k bonus after the $1k spend (which was required). I continued to use the card as my primary card and since then have accumulated about 30k before I use the points for an overseas trip. The card name was changed to Plus as well. A few weeks after my overseas trip, I got upgraded to the "elite" version, which was nice. I am now earning my way towards my second trip!
Credit Score:
763
Credit Limit:
9500
Age:
45-54
Posted 02/11 2014
love the fico score. Love the double miles. No complaints so far.
Credit Score:
736
Credit Limit:
6000
Age:
35-44
Posted 11/29 2013
Practically speaking, the 2% rewards is the best thing is that you just use the card and earn that 2%. Prior to this card, I have and use the Chase Freedom. I am constantly trying to figure out the 5% rewards which change every 3 months. And I also have to sign up every 3 months (which was starting to get on my nerves a little). So as of now, I am almost using this card exclusively because I do not have to worry about when and where to use the card (though having said that, Chase had some great 5% retail rewards during the holiday season).
Credit Score:
793
Credit Limit:
12000
Age:
45-54
Posted 10/02 2013
I was really deciding between this and the Capital One Venture because they look really the same in terms of the rewards. But several factors tipped this card in it's favor. Firstly, if you redeem points for travel (and it is really easy), you get 10% of the points you redeem back into your account. Cap One does not have this feature. There is also the trip it pro feature which I am beginning to really like. From my experience with the card, points seems to post to your account almost immediately unlike other ones. I would recommend this card.
Credit Score:
780
Credit Limit:
10000
Age:
35-44
Posted 08/25 2013
Was very tempted by their sign up bonus (40k if I recall correctly). I was previously flying a lot with United but since I do not fly so often and still want to earn points for airline tickets, I decided that this was the card to get. It has worked out great so far in terms of statements and points. So far, I have no complaints.
Credit Score:
724
Credit Limit:
2500
Age:
18-24
Posted 06/17 2013
I recently graduated from college and was looking for something better other my Wells Fargo student card. I decided to take a chance on this after reading some reviews online. Long story short, I got approved for $2500 with a low 700 score. Got the sign up bonus and have used the points on an air plane flight. This card is awesome.
Credit Score:
747
Credit Limit:
7000
Age:
18-24
Posted 05/22 2013
My first impression of this card is very good. Applied online and was instantly approved. I like the double rewards and the fact that your points are posted after each transaction rather than during the billing statement like some of my other cards. Would certainly recommend this.
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