Credit Score: 600 Credit Limit: 1000 Age: 35-44

Posted 06/14 2018

I got this card for the 0% balance transfer deal. I was approved but only with a $1000 credit limit. That was not enough to do the balance transfer that I wanted. I called customer service and was told that I could potentially get a credit line increase in 60 days. After 60 days, I did get an increase to $3000 but the deal had expired! What a sham! Did not expect this from Amex.

 

Credit Score: 672 Credit Limit: 1000 Age: 35-44

Posted 06/13 2018

I was mulling over whether to apply for Amex or not for over a month. I finally decided to pull the trigger. My score was around 672 when I applied. I was approved instantly and my starting credit limit was $1000. I hop and am confidant that they limit will increase over time. At the time of application, I had a Capital One Secured Mastercard, a Sears store card ($600 limit) and a Target card ($500). My score was below 500 just 2 years ago and it sure took a lot of effort to rebuild. But I am very happy that I have gotten my foot into Amex. I have been reading all about earning points and getting free airline tickets and can only dream when I have earned enough points for that. One thing I noticed is that I really like Amex web and app. They are very intuitive and easy to use. So far, the card has been great.