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American Express Blue Cash Everyday
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Blue Cash Everyday® Card from American Express
85 Reviews
Consumer Rating:
star ratingstar ratingstar ratinghalf star ratingno star rating3.8
Lowest:
0
Average Score:
623
Highest:
810
All
5 Star
37%
4 Star
35%
3 Star
4%
2 Star
1%
1 Star
16%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 663 Credit Limit: 1000 Age: 25-34
Income On Application: $55000
Posted 11/12 2020
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Applied when TU was 660 and Equifax was 663 and was approved for $1000 credit limit. I had 4/5 other cards with excellent credit history. Cards: Apple $6,250 limit, Cap 1 QKSLVR $6,500 limit, Chase SW $4,000 limit, and have carecredit card, target red card, a secured card from credit union, and nfm card--all in excellent standing.
 
Credit Score: 746 Credit Limit: 10000 Age: 18-24
Income On Application: $42000
Posted 07/04 2019
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
3 years of credit history on a Capital One Platinum card with 2000 limit.
Had an Amazon Prime card that I cancelled because I no longer used Amazon at all. It was also 2000 limit.
100% On-time and 100% in-full payments.
No hard Inquiries.
Was instantly approved for 10000!
 
Credit Score: 695 Credit Limit: 1000 Age: 35-44
Income On Application: $68000
Posted 12/31 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I have been transferred to US in my job, I applied for this card after had Discover and Capital One for 6 months and they approved me with 1k credit limit.
 
Credit Score: 805 Credit Limit: 14500 Age: 25-34
Income On Application: $60000
Posted 10/08 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Just got an instant approval for $14,500 - which matches the highest limit on my Amazon Prime Visa card. Also have a $6k limit on Chase Freedom and $1500 on Chase Slate. Credit Karma score is 805. 60k income. Average credit history 6.5 years. This is my first new card in 4 years. Got it to take advantage of the grocery rewards and the 0% intro APR.
 
Credit Score: 765 Credit Limit: 20860 Age: 25-34
Income On Application: $60
Posted 09/27 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
26 years old
Credit Karma score 765
0 Hard inquires
Average Credit History = 8 years
3 collections ( recent collection march 2018)
Annual income= $60,000
Credit Cards= Wells Fargo Cash Back CL $3,400 - Chase Freedom CL $20,900 -Victoria Secret Card $900 - Macys Card $9,300
Auto Loan $22,310 (Current Balance $4,293)

I applied for Amex Blue Cash everyday 2 weeks ago and didn't think I would be approved since I have a few collections. But am so happy to report I was instantly approved and Im so excited!!
 
Credit Score: 750 Credit Limit: 11000 Age: 25-34
Income On Application: $102000
Posted 09/26 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
New to AMEX. Got approved for 11000. Also have 10X that in student loan debt if that helps.
 
Credit Score: 767 Credit Limit: 24000 Age: 25-34
Income On Application: $135000
Posted 05/31 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Experian - 767
TransUnion - 770
Equifax - 769
FICO - 801

Total Credit Cards Owned: 14
Longest Card: 16 years (AMEX)
Total Balance on credit Cards: 25k
Total Card Limit: 160,000 + 25k AMEX Every Day
No Late Payments Ever
No Hard Inquiries
1 Auto Loan 30k - Fully Paid in a 2 years
Mortgage 320k - Fully Paid in 10 years
3 Student Loans - 70k/155k Current Balance (God Knows when I will get over student loans. Have been paying for 8 years)
 
Credit Score: 767 Credit Limit: 24000 Age: 25-34
Income On Application: $135000
Posted 05/31 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Experian - 767
TransUnion - 770
Equifax - 769
FICO - 801

Total Credit Cards Owned: 14
Longest Card: 16 years (AMEX)
Total Balance on credit Cards: 25k
Total Card Limit: 160,000 + 25k AMEX Every Day
No Late Payments Ever
No Hard Inquiries
1 Auto Loan 30k - Fully Paid in a 2 years
Mortgage 320k - Fully Paid in 10 years
3 Student Loans - 70k/155k Current Balance (God Knows when I will get over student loans. Have been paying for 8 years)
 
Credit Score: 700 Credit Limit: 3000 Age: 18-24
Posted 12/02 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
My credit history is relatively short (less than 1 year) but I had a capital one secured card which I have been using and paying in full every month. I have a couple of inquiries due to auto loans. My score is about 700. I applied but was not approved instantly. About a week later, the card arrived in the mail. The limit was only $3000. I thought it would be more given my scores but I guess my short history counted against me.
 
Credit Score: 720 Credit Limit: 10000 Age: 35-44
Posted 11/27 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
TU: 715
EX: 720
Limit: $10k
Existing cards: Amazon Store Card ($1000), Discover IT Student ($500), Chase Freedom ($2000).
This is my highest limit card.
 
Credit Score: 695 Credit Limit: 5000 Age: 35-44
Posted 09/11 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Approved for $5000 with a 695 EX score.
 
Credit Score: 805 Credit Limit: 10000 Age: 45-54
Posted 08/23 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Was approved for $10k. My score then was 805 (according to amex free fico score on their site). One year later, they bumped my limit to $20k. Thanks Amex.
 
Credit Score: 780 Credit Limit: 20000 Age: 45-54
Posted 03/12 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Have a 780 score and was approved for $20k. Also have the CSP ($15k)
 
Credit Score: 740 Credit Limit: 10000 Age: 25-34
Posted 09/21 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I can't believe it. 740 score and a $10k limit. Am definitely using this as my main card.
 
Credit Score: 705 Credit Limit: 10000 Age: 18-24
Posted 01/25 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I have a 1 year credit history. EQ score was 705. I have a Cap One secure with $500 and also their platinum card for $800. BCE approved me for $10000. Wow - that's all I can say..
 
Credit Score: 810 Credit Limit: 20000 Age: 45-54
Posted 11/23 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Score: 810
I have over 20 year history
I got approved for $20000.
 
Credit Score: 760 Credit Limit: 10000 Age: 35-44
Posted 08/05 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
EX: 745
EQ: 760
TU: 768
Utilization: 15%
I have the Amex Everyday ($10k). Got approved for $10k with this card.
 
Credit Score: 690 Credit Limit: 2500 Age: 25-34
Income On Application: $50000
Posted 01/07 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
EX: 680
TU: 700
Approved for $2500, but CLI to $5000 after I activated!
 
Credit Score: 690 Credit Limit: 2500 Age: 35-44
Posted 11/26 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
EX: 680
TU: 700
Approved for $2500, but CLI to $5000 after I activated!
 
Credit Score: 730 Credit Limit: 20000 Age: 35-44
Income On Application: $100000
Posted 10/23 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
About 730 on all 3 scores. Approved for $20,000
 
Credit Score: 630 Credit Limit: 1000 Age: 25-34
Posted 08/02 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Score average was about 630. I applied and was approve for $1000. Guess that is small compared to what others are getting. But given my scores, it ain't too shabby at all!
 
Credit Score: 700 Credit Limit: 12000 Age: 45-54
Income On Application: $115000
Posted 05/23 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I got approved for $12000 with fako scores of 700 (not too sure of what my real FICOs are).
 
Credit Score: 710 Credit Limit: 10000 Age: 25-34
Income On Application: $85000
Posted 04/16 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
EX 710
EQ 705
approved for $10k instantly.
 
Credit Score: 670 Credit Limit: 10000 Age: 25-34
Income On Application: $150000
Posted 12/11 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
EQ:669
EX:660
TU:680
Limit: $10k
I was quite surprised at my limit (to be honest). Thought that I would just get maybe $2k limit or so. Looking to using my card at the pump and at the groceries.
 
Credit Score: 740 Credit Limit: 20000 Age: 35-44
Posted 11/09 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
This card is absolutely great for gas and groceries. I got $20000 line with a 740 Ex FICO (which I got after the approval through Amex's site).
 
Credit Score: 730 Credit Limit: 10000 Age: 25-34
Posted 10/19 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
TU score of 730. Got instant approval for $10k. Love the cash back rewards. This is now my everyday card.
 
Credit Score: 800 Credit Limit: 25000 Age: 35-44
Posted 07/07 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Score was 800. Got instant approval for $25,000 credit line. I do not even think I'll approach spending any where near my credit limits.
 
Credit Score: 720 Credit Limit: 10000 Age: 25-34
Posted 06/20 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I applied for this a while ago when my scores were 720. Back then, I got a $10k limit. Since then, my credit limits have steadily increased and it is now $25k. The thing that I really like about Amex is that when you report a fraudulent charge, they really take care of it. No questions asked.
 
Credit Score: 690 Credit Limit: 13000 Age: 25-34
Income On Application: $135000
Posted 03/30 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
CK score was 680. EQ was 710. Applied and got approved for $13k. So glad I finally got in with Amex.
 
Credit Score: 670 Credit Limit: 2500 Age: 25-34
Posted 12/13 2011
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
EQ score was 670. Was approved for $2500.
 
Credit Score: 670 Credit Limit: 3000 Age: 25-34
Posted 10/06 2011
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Experian score was 670. Got approved for $3000. Super excited. My card was in the mail 3 days later. Wow - that was quick.
 
Credit Score: 685 Credit Limit: 2500 Age: 35-44
Posted 07/22 2011
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Here are my stats:
EQ: 678, EX: 690
Collections: 1 - $2000
Inquiries: 7
Got approved for $2500. On the same day, I applied for Chase slate and also got approved for $4000.