State Farm Student Credit Card

Picture of State Farm Student Visa
6 Reviews
Consumer Rating:
2.8
Lowest:
515
Average Score:
598
Highest:
650
All
5 Star
0%
4 Star
0%
3 Star
83%
2 Star
16%
1 Star
0%
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Credit Score: 600 Credit Limit: 1000 Age: 18-24
Posted 06/08 2017
Overall Rating:
I got this card because my dad uses State Farm and he actually co-signed this with me. That is why I got a $1000 limit (I think).

This card has been ok for me. I pay my bills in full so I do not even know what the interest rate is. I requested a credit line increase and got $500. So now, my total limit is $1500.

About 7 months after I got the card, I applied for Discover and would say that Discover is miles ahead of SF in terms of rewards, the website, app and everything. You can even get your fico score for free with Discover. If you are looking for your first credit card, I would suggest Discover student card first. Only get State Farm if you get declined for Discover.
 
Credit Score: 650 Credit Limit: 500 Age: 18-24
Posted 06/08 2017
Overall Rating:
I got denied Citi and Capital One and so kind of resorted to SF for this card. My mom co-signed it for me. I would say that this is an ok card. After a few months with this card, I got Discover and managed to the Capital One this time round and they are much better than State Farm.
 
Credit Score: 625 Credit Limit: 500 Age: 18-24
Posted 06/08 2017
Overall Rating:
This was my first card which I got after I turned 18. It is an ok starter card but nothing more.
 
Credit Score: 515 Credit Limit: 500 Age: 18-24
Posted 06/08 2017
Overall Rating:
I think this is one of the easier cards to get when you are a student. I had a previous card and made mistakes on it (like paying really late). I saw my score go down and also got declined by a couple of companies like citi and wells fargo. So I am very happy that at least State Farm approved me.
 
Credit Score: 650 Credit Limit: 500 Age: 18-24
Posted 06/07 2017
Overall Rating:
Before I got this card, I got denied for the Discove It card. Then I tried to apply for the Cap One journey and was also denied. I then decided to give this card a shot cos my room mate also had this card. I was approved for $500. All I did with this card was to charge about $100 to the card every month and pay it off in full. After about 9 months with the card, my scores have gone up to about 715. I then decided to give Discover another shot and got approved for $1000. Discover is a much better card with rewards and their free fico score. Their website and app and also much better.

If you are a student and looking for your first credit card, I would say go for Discover first. State Farm should be a backup in case you get denied.
 
Credit Score: 550 Credit Limit: 500 Age: 18-24
Posted 06/07 2017
Overall Rating:
Before I got this card, I applied for citi and capital one and was turned down. State Farm gave me a chance and a $500 limit when other companies denied me. I pay off my charges so I do not even know what the apr is. There is no annual fee also. It seems to me that this card is more forgiving and easier to get approved if you have been turned down by others.