Bank of America Student MasterCard
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of BankAmericard® Credit Card for Students
15 Reviews
Consumer Rating:
3.9
Lowest:
550
Average Score:
628
Highest:
720
All
5 Star
20%
4 Star
53%
3 Star
26%
2 Star
0%
1 Star
0%
1 Star 2 Star 3 Star 4 Star 5 Star
Sort By


 
Credit Score: 720 Credit Limit: 1500 Age: 18-24
Posted 05/16 2017
Overall Rating:
I got this card during my senior year. Before this, I was carrying a Capital One since my freshman year. I only got a $500 limit with cap one but $1500 with BOA. I think that was because of my income (working part-time since my junior year). The card is been good so far. It is easy to pay from their website and the app is also good. I can also finally monitor my fico score.
 
Credit Score: 650 Credit Limit: 1500 Age: 18-24
Posted 05/24 2016
Overall Rating:
I got this card with my dad as a co-signer and got a $1500 credit line. I recently got an increase to $2000. I actually charge very little to the card (around $50). But I pay it off in full every month and my score has slowly increased. I like that I can check my fico score with BOA. The website is very easy to use and lays out every information that you need. I would recommend this card to any college student.
 
Credit Score: 680 Credit Limit: 1000 Age: 18-24
Posted 09/28 2015
Overall Rating:
I have to really commend BOA on their customer service. I was late on my payment once (for just a day). Called them and they did not charge any late fees.

I also lost my card twice and they simple replaced the card.

I also once had a fraudulent charge to my xbox account. They canceled those charges and issued me a new card.

Customer service is simply the best.