Credit Score:
600
Credit Limit:
500
Age:
18-24
Posted 06/10 2017
This is the second card I got, the first one was a capital one. I had a banking account with BOA and just decided to get it. I prefer the website and app slightly to capital one (though they are both good). I also like the fact that I could check and monitor my fico score.
I have had a late payment once and was not charged any late fee. I lost my card once and it was replaced with no problems. Customer service has been great to me.
Credit Score:
670
Credit Limit:
1000
Age:
18-24
Income On Application:
$15000
Posted 05/29 2017
This is my third card that I got. I also have the Discover it and Wells Fargo. I actually prefer the Discover because of the rewards. But in terms of customer service, I would say that BOA is as good as Discover. And like Discover, you can also monitor your fico scores. They are slightly different so I think different bureaus provide the scores for each. After six months, I got a $500 increase.
Credit Score:
720
Credit Limit:
1500
Age:
18-24
Posted 05/16 2017
I got this card during my senior year. Before this, I was carrying a Capital One since my freshman year. I only got a $500 limit with cap one but $1500 with BOA. I think that was because of my income (working part-time since my junior year). The card is been good so far. It is easy to pay from their website and the app is also good. I can also finally monitor my fico score.
Credit Score:
590
Credit Limit:
500
Age:
18-24
Posted 04/15 2017
I like the fact that I can monitor my fico score. The only complaint I have is that there are no rewards. I just got the Discover it and I have earned some rewards already just by using the card. I think I will be using the BOA less going forward.
Credit Score:
640
Credit Limit:
1000
Age:
18-24
Posted 03/03 2017
I already have a Bank of America checking and savings account when I got this card. So I was pretty familiar with the website and app. I use the card mainly for some grocery shopping and eating out. Payment is very easy through the website or app.
Credit Score:
575
Credit Limit:
500
Age:
18-24
Posted 01/11 2017
Got this card during my freshman year. The card is ok. The only problem was that there was no rewards. After six months of using the card and paying on time, I got a $500 credit line increase. After nine months with the card, I got a capital one card with cash back and have been using that ever since because of the rewards.
Credit Score:
600
Credit Limit:
500
Age:
18-24
Posted 10/10 2016
This was the first card I got when I was a freshman. I like that you get to see your FICO score and you get alerts when it is ready for viewing. The website is easy to navigate and I like the app too. The reason I chose this account was because my parents had set up a bank account with BOA when I was a kid.
Credit Score:
650
Credit Limit:
1000
Age:
18-24
Income On Application:
$8000
Posted 08/16 2016
I got this card during my sophomore year and got a $1000 credit limit. I was working part-time so that was probably I got that limit. I never had any problems with the card. The app is good and I also like getting the free fico score. In fact, once my score increased, I applied for a capital one card so now I have 2 cards!
Credit Score:
550
Credit Limit:
500
Age:
18-24
Posted 07/12 2016
I had this card since I was a freshman and it has definitely helped me build my credit. I got this card after opening my BOA checking account. The website is intuitive and I use the app all the time. I even set up autopay with my checking account and I can also check my credit score through their site. I believe that it is the Transunion FICO.
I once had a couple of fraudulent charges on my itunes app store. I called BOA and they took care of it. Sent me a new card which arrived in a couple of days. Customer service is excellent.
Credit Score:
650
Credit Limit:
1500
Age:
18-24
Posted 05/24 2016
I got this card with my dad as a co-signer and got a $1500 credit line. I recently got an increase to $2000. I actually charge very little to the card (around $50). But I pay it off in full every month and my score has slowly increased. I like that I can check my fico score with BOA. The website is very easy to use and lays out every information that you need. I would recommend this card to any college student.
Credit Score:
660
Credit Limit:
1500
Age:
18-24
Income On Application:
$20000
Posted 03/13 2016
I got this card in my senior year. I was working part-time and had some income to report which is why I think I got a slightly higher limit than usual. Prior to this, I have a Discover and Capital One. I decided to get this card because I have a BOA checking and savings account. Like Discover, you can check your FICO score. BOA is using TU while DIscover uses Experian so it is good for me to know both.
Credit Score:
645
Credit Limit:
500
Age:
18-24
Posted 02/07 2016
Here is my assessment of this card.
Pros
1. very good customer service - lost my card once and they got it replaced quickly.
2. easy to use website and app
3. free fico score from transunion
Cons
1. no rewards - which I found out to be quite a big deal ever since I got my Discover card.
Credit Score:
550
Credit Limit:
500
Age:
18-24
Posted 12/05 2015
This is my first credit card and I had no credit history when I applied for it though I do have a BOA account. After six months of using the card and paying on time, they doubled my credit limit fro $500 to $1000.
I like the website and app as they are very easy to use. Do not forget to enroll in the free fico score. I found that to be really helpful.
Credit Score:
680
Credit Limit:
1000
Age:
18-24
Posted 09/28 2015
I have to really commend BOA on their customer service. I was late on my payment once (for just a day). Called them and they did not charge any late fees.
I also lost my card twice and they simple replaced the card.
I also once had a fraudulent charge to my xbox account. They canceled those charges and issued me a new card.
Customer service is simply the best.
Credit Score:
635
Credit Limit:
500
Age:
18-24
Posted 08/09 2015
I tried applying for Discover and Citi but was denied. Since I had a BOA checking account, I decided to apply for this card and was approved. You can enroll to get a free fico score. My credit score was going up every couple of months and after nine months, I decided to get a second card and got approved for the capital one journey. So this card has definitely helped me build a credit history. The customer service is great and so is the web site and their app.
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