menu-nav menu-nav

Cash Advance Rate of Walmart Credit Card

Picture of Item Reviewed

Editor's Rating:
Intro Purchase APR Regular APR Intro Balance Transfer Annual Fee Credit Needed
N.A. $0 Excellent
Executive Summary - Walmart is one of the few cards that actually allow you to take a cash advance at their counters when you check out and pay. What is more interesting is that for this card, they do not use a rate that is higher than your regular interest rate.

One of the interesting features of Walmart cards is that you are allowed to take a cash advance at their check out counter. For the "Discover Card" version, you can take a cash advance of $100. For this card (store card version), you can take a cash advance of $60 (in $20 increments).

What is less clear immediately is what interest rate are you charged for taking this cash advance (it certainly is not free!). If we look at their terms and conditions page, the column says not applicable when it comes to this card? That essentially means that this card will be charging you the regular interest rate rather than a separate (often higher rate) rate for advances.

This is actually good for folks who use this feature often. (Note: Here at, we advice against taking cash advances because of the high interest rates. Better to get money from your bank account).


Table Of Contents
« Previous: Introduction and Features Next: Can I get this card with bad credit? »