Review of Discover® Open Road Card

Picture of Item Reviewed
Editor's Rating: 4.1/5.0
Update - As of 2013, Discover is no longer taking applications for this card. They have consolidated their portfolio and rebranded as the IT Card. This is Discover's Gas Card and they have branded it as "Open Road". The highlight of this card is the ability to earn 2% cash back on gasoline and restaurant expenses for up to $300 in monthly spend. This card also incorporates features from the regular Discover More Card in that you have access to their online shopping portal and you could also redeem your cash back for gift cards (and increase the value if you do so). At present a 0% deal for 14 months on both balance transfers and purchases will also entice folks looking to do a balance transfer.
Intro Purchase APR Regular APR Intro Balance Transfer Annual Fee Issuer Credit Needed
N.A. $0 Discover Excellent
Feature Summary
  • 0% intro APR on purchases and balance transfers for 14 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Summary - The Discover® Open Road Card is one of the best all round gas and cash back credit card because you can earn 2% rebates on both gasoline and restaurant purchases for the first $300 in these purchases every month. You can purchase gasoline at any gasoline station. Like the regular Discover More Card, it has perhaps the best online shopping portal. You can also double the value of your cash rebates by exchanging them for gift certificates of partner merchants. Let's delve into this card to get the full scoop.

Rebate for Gasoline and Auto Maintenance - The Discover Open Road Card - $150 Gift Card allows you to earn 2% rebates for gasoline and restaurant purchase for up to $250 combined gasoline and restaurant spending a month ($3,000 in annual spending). Once you exceed $250 in monthly spending, you will earn similar rebates as your "other purchases".

Rebates on "other purchases" - Cash Back Bonus - For the fist $3,000 in annual spending, you earn 0.25% rebates. You earn 1% rebates for annual spending above $3,000. You can earn unlimited rebates which do not expire.

Shop Discover Card - When you use your Discover card to shop at partner merchants from Discover's website (, you will earn anywhere between 5% and 20% discounts. So rather than going directly to the merchants' website, all you have to do is just to login into your account and navigate to the merchant's site from there (it is essentially the same site - but it tracks your purchases made on your Discover Card). Below is the full list of their merchant partners and the discounts you can get..

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Double the value of your rebates - You can also up to double the value of the cash rebates you have earned by exchanging them for over 100 merchant partners gift certificate. That means that a $20.00 rebate can turn into a $40.00 gift certificate. Below is the list of their present partners.

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Verdict - The Discover® Open Road Card is an improvement over the regular Discover® More Card because in addition to the great rebates you get from merchants, you also earn 2% rebates on gas and restaurant expenses. If you are looking for a cash back credit card, then this is definitely a card to consider.