Credit Score: 690 Credit Limit: 7000 Age: 25-34

Posted 11/09 2017

I got this card about 2 years ago. Back then, my scores were about 690 on EQ and I was approved instantly for $7000 limit. The card has been great to me and I have only wonderful things to say about Discover about their customer service and their app and website. However, after a year, I realized that I was reaching the cap for the gas and restaurant spending within about 2 months. I decided to I should get another card. I researched a few cards and these were the alternatives. Costco Visa gave 4% on gas and 3% on restaurants. But I was not a Costco member. Blue Cash Every was 2% gas and just 1% on restaurants but you get 3% on groceries. In the end, I decided to get another Discover card, the IT instead. It seems like every year, they will have a quarter where you can earn 5% on gas. This will help my situation and you can't beat 5% on gas. Now, I use both and it works out perfectly for me.

 

Credit Score: 687 Credit Limit: 7000 Age: 18-24

Posted 03/17 2017

I got both the Discover Chrome and It. I got the It initially and I am really happy with it. But I found myself not fully using the 5% cash back every quarter because they were not relevant for me all the time. So I decided to get the Chrome since you can earn 2% cash back on gas and at restaurants. The Discover It also has gas in the 5% category so I use the It for gas during those times.

Like many have said here, the app is awesome and their customer is top notch as well. One thing I found out was that I got the double cash back after the first year for double cash back. That was very nice!!

 

Credit Score: 720 Credit Limit: 10000 Age: 35-44

Income On Application: $110000

Posted 06/03 2016

I have an Amex (BCE) and a couple of Visa cards and decided to get Discover. I actually went to their pre-approval site and got pre-approved for both the Discover it and the DIscover it Chrome. After looking at the rewards, I decided that the Chrome would be a slightly better fit. I really did not fancy the idea of rotating categories even though they paid 5%. Gas and restaurants at 2% seems more simple.

I decided to go ahead and apply and was instantly approved for a SL of $10000. The really cool thing about Discover is their app. It is easy to use and you can pay your payments from the app and check your FICO score too.

 

Credit Score: 650 Credit Limit: 5000 Age: 25-34

Posted 12/10 2015

I was really surprised I got approved for this card. I took a chance with their pre-approval site and was pre-approved (not recommended) the Chrome, with 0% for 14 months and 19.99%.

After a year, I got their double cash back and it was really sweet. I am still using this as my goto card. I am actually tempted to get the IT for the 5% cash back too.