| Intro Purchase APR | Regular APR | Intro Balance Transfer | Annual Fee | Credit Needed |
| N.A. | $0 | Excellent |
Executive Summary -
It turns out that you can not only redeem your points for travel (as a form of statement credit), but you can also exchange points for gift cards and cash back. But is it worth it to do so that way? We'll investigate this in this section.
In this section, we will look at how you earn and redeem points in greater detail.
As we mentioned in our introduction, card members will earn one point for every dollar that you spend on the card. You can earn unlimited points. We also highlighted a few ways which you can redeem your points. The main purpose of this card is to use them for travel.

- Exchange Points For Cash Back - You can also exchange points you have earned for cash back. 6,500 points gets you $50 in cash back. But this means that the payout is less than 1% if you use your points this way and we do not recommend it.
Table Of Contents
1. Introduction
2. Reward Program - How To Redeem Points?
4. Travel Insurance Benefits
5. Car Rental Coverage
6. Vs Blue Series
7. Vs Discover Miles
8. Vs Capital One VentureOne
9. Is this a good card?
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