Credit Score:
809
Credit Limit:
1000
Age:
25-34
Income On Application:
$105000
Posted 05/18 2023
I have excellent credit and my husband and I make over 6 figures together. I was instantly approved and only given a $1,000 limit. I couldn't believe it! Ridiculous.
Credit Score:
774
Credit Limit:
32000
Age:
35-44
Income On Application:
$169
Posted 01/24 2022
Started off at $8,000 with Blue Cash Everyday® Card back in 2019, in 2021 I upgraded it to Blue Cash Preferred in July, now currently my credit limit is $32,000 I think my credit score when I first received my card was actually between 660-669 range, its now Currently 774. P.s I got the limit to $32,000 once I was given a tip that you must have a credit score over 730 and it just so happens my yearly salary increased as well overall, I've tried to get off 32K since and it seems I may have hit a fork in the road keep getting denied due to credit usage is low is there excuse now. I did see someone comment with a 35K limit that's amazing, As far as customer service no long wait times usually get someone within 2mins, everyone is friendly recently its hard to get a manager on the line they say they are always in a meeting, but I rarely call and when I do iam always taken care of thanks American Express !,
Credit Score:
720
Credit Limit:
9500
Age:
18-24
Income On Application:
$87640
Posted 02/07 2021
Building credit. Was scared to apply because of my 720 credit score and a late payment about 3.5 years ago. Was instantly approved for 9.5k. Love the 6% cash back on groceries
Credit Score:
760
Credit Limit:
1000
Age:
18-24
Income On Application:
$150
Posted 01/22 2021
Applied with income over $150,000, credit score of 760 and they approved me for a $1000 limit with a $95 annual fee. I have other cards over 20k and applied for Chase Sapphire and received 18k initial credit limit. Will cancel not worth the trouble.
Credit Score:
815
Credit Limit:
0
Age:
65+
Income On Application:
$100000
Posted 01/02 2021
Got denied...never been denied for a card...crazy
Credit Score:
752
Credit Limit:
1000
Age:
25-34
Income On Application:
$150
Posted 07/22 2020
I applied with a 752 credit score and a salary of $150,000 and was only approved for $1,000. This doesn't make any sense. I have $20k on Capital One Venture. Very disappointed and not a good intro with American Express.
Credit Score:
782
Credit Limit:
1000
Age:
65+
Income On Application:
$96000
Posted 07/03 2020
Just got card. They only gave me $1000 limit. My credit scores are in the 780s. This is BS. Not worth having. Going to cancel.
Credit Score:
785
Credit Limit:
8000
Age:
35-44
Income On Application:
$94000
Posted 06/22 2020
Initially approved for 8k, requested CLI after 6months and was increased to 20K.
Credit Score:
695
Credit Limit:
8000
Age:
35-44
Income On Application:
$70000
Posted 10/29 2019
Had to call and verify information due to very recent move, but was then instantly approved. Went back to Amex webpage for this card, and the welcome bonus had changed from $250 to $300 back after $1000 spent in 3 months. I called and asked them to apply this increased bonus to my account as it had come up maybe 5 minutes after I applied, but they refused. Despite this customer service issue, this will be my go-to gas/grocery card for sure.
Credit Score:
760
Credit Limit:
12
Age:
35-44
Income On Application:
$150
Posted 10/29 2019
I was initially approved for 4K, waited 61 days applied for a CLI and was approved for 12K. I have 2 NFCU CC both 25K, USAA CC 20K, care credit CC 20K and capital one 1350K. I highly recommend this card, wait 61 days and ask for a CLI....
Credit Score:
757
Credit Limit:
10000
Age:
55-64
Income On Application:
$70000
Posted 06/12 2019
I was happy to get the $10K limit but will apply for more later to better my credit utilization score.
Credit Score:
751
Credit Limit:
2000
Age:
35-44
Income On Application:
$75000
Posted 03/24 2019
I have the Experian app which gives me a choice of 50 different cards that match with my credit score. I currently have a discover it card cash back and they gave me a credit limit for 10,000 right away and customer service has been the best I’ve ever had. All US service. It anyway I was looking at the Amex blue cash preferred and decided to make the move and apply. I make 75,000 a year and my credit score is 751 right now and AMEX Gave me a credit line of 2000? I’m totally let down and when I try to call no one seems to know anything about why the limit is only 2000. I need to know I have cards that will cover any emergency and cost . This card here with this limit. Well forget about it. So disappointed
Credit Score:
815
Credit Limit:
0
Age:
18-24
Income On Application:
$260000
Posted 03/02 2019
Excellent credit history.
Credit Score:
780
Credit Limit:
8000
Age:
25-34
Income On Application:
$65000
Posted 11/29 2018
Surprised with the low limit but not planning on spending past the $6k for the cashback anyway soo....
Credit Score:
685
Credit Limit:
2000
Age:
35-44
Income On Application:
$170000
Posted 11/06 2018
EX Fico 685. At the time of applying, I had an old Amex Green card that was charged off three months ago. It went into collections when I started my photo business 4 years ago, but I had been making regular small payments on it and then paid the last $1300 when the CO happened. It was just timing that they occurred at the same time. I have also been an auth user on my partner's platinum card for the past several years on which I've been the only one to both use and pay the card for business expenses. Was approved for $2000. I only applied for this card after reading so many other people's experiences on this thread. I'm really encouraged to know that Amex will give some customers a second chance. I intend to be a customer for life, good karma willing.
Credit Score:
746
Credit Limit:
2000
Age:
45-54
Income On Application:
$83500
Posted 09/24 2018
This is my first Amex card. Not sure why I was only approved for $2K, considering a solid FICO and income and my 5-digit limits on other cards, but I can deal.
Credit Score:
0
Credit Limit:
6400
Age:
18-24
Income On Application:
$11000
Posted 06/26 2018
I have 5 cards, Discover, Capital One, Kohls, Visa, and Mobil with a total of $4200 in credit. I was approved for $6,200 for this card. Annual income of $11,000 (part time college student) and credit score at the time was 716(equifax), and 730(transunion).
Credit Score:
740
Credit Limit:
20
Age:
55-64
Income On Application:
$55
Posted 06/23 2018
i have 2 American express cards the everyday card (2015 1,000)limit 2018 (6,000)
blue cash everyday card 20,000 instant approval. also have 5,000 loan balance 4.225
i have never had a problem with this company and would recommend getting there cards they have excellent
customer service. and are great to deal with. just pay your account on time, and before your due date and always
pay more then the minimum due, and keep your overall utilization low & watch your score climb
Credit Score:
800
Credit Limit:
15000
Age:
35-44
Income On Application:
$150000
Posted 03/01 2017
history: 15 years
score: 800 on average
income: $150k
other cards: Discover IT $10k, Chase Freedom: $15k
I was approved for $15k.
Credit Score:
740
Credit Limit:
5000
Age:
25-34
Posted 02/24 2017
After I applied, I was given the dreaded "we need to review your application" message. I called recon and was told that there was an old fraud alert in my reports. I was then approved for $5k. My score was about 740. This is one of my lowest limit card. Discover IT gave me $10k.
Credit Score:
735
Credit Limit:
35000
Age:
18-24
Posted 01/12 2017
I am an undergraduate with a 735 fico score. I applied was approved for $3.5k. This is enough for my spending.
Credit Score:
660
Credit Limit:
2000
Age:
25-34
Posted 11/18 2016
My scores were in the 660s and I got approved for $2k.
Credit Score:
735
Credit Limit:
3000
Age:
25-34
Income On Application:
$75000
Posted 09/05 2016
TU 740, EX 735
Income: $75k
Got approved for only $3k and I am not sure why. The limit looks rather low to be honest.
Credit Score:
740
Credit Limit:
12000
Age:
35-44
Posted 08/25 2016
Did quite a bit of research on this card and finally pulled the trigger. Got approved for $12k with a 740ish score.
Credit Score:
704
Credit Limit:
5000
Age:
25-34
Posted 08/10 2016
EX: 704
Other cards: Macy's: $2k, Cap One: $3k, Chase Slate: 45k
I was approved for $5k.
Credit Score:
670
Credit Limit:
1000
Age:
18-24
Posted 07/25 2016
I was quite surprised when I got this card. TU score of 670 and was approved for only $1k. But this is my first Amex card and I am glad I got my foot in the door.
Credit Score:
675
Credit Limit:
1000
Age:
25-34
Posted 05/08 2016
I got a $1000 limit with an average score of 675. I am a little disappointed that my limit is so low because I use the card a lot of grocery and gas. My other cards give me about $4-5k limit.
Credit Score:
650
Credit Limit:
1000
Age:
35-44
Posted 05/01 2016
Score: 650
Limit: $1000
Great card for rewards. I use it for everything.
Credit Score:
767
Credit Limit:
10000
Age:
35-44
Income On Application:
$95000
Posted 03/23 2016
I got a $10k limit with a score of 767. Income was $95000. I like the ticketmaster presales and have already gotten a couple of great seats for concerts.
Credit Score:
810
Credit Limit:
25000
Age:
35-44
Income On Application:
$145000
Posted 02/16 2016
6% cash back on groceries is simply amazing. I use this card in every supermarket I go to.
Credit Score:
730
Credit Limit:
12000
Age:
25-34
Posted 02/11 2016
My scores range from 725 to 735 and I was approved for $12000. The 6% cash back on groceries is the best ever.
Credit Score:
740
Credit Limit:
8000
Age:
25-34
Posted 01/12 2016
I got this card with a $8000 limit. Score was 740 on average. One thing to note is that not every supermarket is considered one by Amex. I find that only the big chain stores are. Small boutique groceries are not considered supermarkets by Amex.
Credit Score:
690
Credit Limit:
10000
Age:
25-34
Posted 12/09 2015
Had a score of 690 and got approved for $10k. The approval was not instant and I had to wait for about 7 business days. But so far, the experience has been great.
Credit Score:
635
Credit Limit:
2000
Age:
25-34
Income On Application:
$45000
Posted 10/26 2015
This is my first amex card. Score average was 635. Was approved for $2k. Income is $45k.
Credit Score:
775
Credit Limit:
10000
Age:
35-44
Posted 08/24 2015
Score was 775 and was approved for $10k. A year later, my limit has been increased to $20k (after a couple of automatic increases). Love the 6% cash back at groceries.
Credit Score:
710
Credit Limit:
4000
Age:
25-34
Income On Application:
$50000
Posted 08/03 2015
Avg score: 710
Limit: $4k
Income: $50k
Credit Score:
625
Credit Limit:
4000
Age:
45-54
Income On Application:
$85000
Posted 07/13 2015
Here is the background: I have been rebuilding my credit for close to 3 years. I have 3 baddies and 2 collections from about 5 1/2 years ago. I applied for this card not expecting to get approved. Score at that time was about 625. I was shocked that I actually got approved for $4k. My income was $85k (which may have helped). The approval was not instant and I got a reply about 5 days later.
Credit Score:
615
Credit Limit:
3000
Age:
35-44
Posted 07/11 2015
I am signed up for credit karma. They said I had a poor chance of getting approved. But I really wanted this card. So I applied and got approved for $3000. Score was about 615 (CK score).
Credit Score:
720
Credit Limit:
10000
Age:
45-54
Posted 06/27 2015
I have a late payment on a student loan about 7 years ago. Otherwise, i consider myself as in a rebuilding phase. My score was about 720 and I got approved for $10,000.
Credit Score:
705
Credit Limit:
5000
Age:
18-24
Posted 06/06 2015
I have a short history of less than 2 years. Score is 705. I was approved for $5k.
Credit Score:
760
Credit Limit:
15000
Age:
35-44
Posted 05/17 2015
I have the Amex PRG, and SPG ($10k). Decided to go for a "cash back" card to earn more on groceries. I was approved for $15k. Score was 760.
Credit Score:
645
Credit Limit:
5000
Age:
45-54
Posted 05/13 2015
My credit took a hit when I was hit by foreclosure years ago. But I have been slowly rebuilding my credit. My score was about 645 and I decided to to go to Amex's pre-approval page and after filling in my score, I was given a few choices. I picked this card and was approved for $5k. Tks Amex.
Credit Score:
725
Credit Limit:
5000
Age:
25-34
Posted 04/28 2015
I was approved for $5k with a 725 score. Hope that was helpful.
Credit Score:
740
Credit Limit:
10000
Age:
25-34
Posted 03/07 2015
My creditkarma scores were 740. I applied and was instantly approved for $10,000.
Credit Score:
799
Credit Limit:
30000
Age:
45-54
Income On Application:
$120000
Posted 02/23 2015
My total household income was $120,000. Scores were like 799 on average. I was approved for $30,000.
Credit Score:
785
Credit Limit:
12000
Age:
35-44
Posted 02/19 2015
My experian FICO 8 score was 785 (very important to know actual FICO rather than FAKO). I was approved for $12,000.
Credit Score:
700
Credit Limit:
10000
Age:
35-44
Income On Application:
$110000
Posted 01/13 2015
My Experian Fico was 700. I have no late payments or derogs on my report. Household income was $110,000. I got approved for $10,000.
Credit Score:
750
Credit Limit:
15000
Age:
35-44
Posted 12/17 2014
During the last 2 years, I have brought my scores up from the 550 area to 750 area on all 3 scores. I tried applying for this card when my scores were low 600s but was denied. When I finally applied, the approval was instant and I got $15,000 limit. I think it also helps that I had other cards as well (like Amazon, Chase Freedom and Cap One).
Credit Score:
768
Credit Limit:
5000
Age:
35-44
Posted 12/06 2014
Applied with TU Fico of 768. Approved for only $5k (which looked kind of low to me given my scores).
Credit Score:
780
Credit Limit:
10000
Age:
25-34
Posted 11/21 2014
My FICO 8 score was 780 and I got approved for $10,000. 9 months later, my limit got bumped up to $20,000. I max out on the grocery shopping (though not on gas). Customer service has been awesome and I love the mobile app.
Credit Score:
670
Credit Limit:
10000
Age:
35-44
Income On Application:
$110000
Posted 09/28 2014
Household income was $110k and score was 670 average across the 3 bureaus. Approved for $10k. I spend over $1000 on my AT&T iphones and got $250 bonus cash back!!!
Credit Score:
730
Credit Limit:
10000
Age:
45-54
Income On Application:
$120000
Posted 07/07 2014
I just got this card so here are my stats and details:
Have been rebuilding for 3 years.
TU: 735, EX: 726, EQ : 730
Household income: $120,000
Utilization : about 15%
Citi Doublecash: $5k
Discover IT: $4.5k
Chase Freedom: $6k
I have no late payments or baddies on my reports. I was approved for $10k.
Credit Score:
670
Credit Limit:
4000
Age:
25-34
Posted 06/23 2014
I was approved with a 670 EX score and a $4000 limit. Just as a reference, I got denied 2 weeks ago but my last collection fell off the report. With that, I got approved.
Credit Score:
730
Credit Limit:
15000
Age:
35-44
Income On Application:
$100000
Posted 04/13 2014
My FICO 8 score is about 730. Income is around $100k. I applied and got approved for $15k. Chose the preferred over the regular card because I spend enough on groceries and gas to cover the annual fee.
Credit Score:
690
Credit Limit:
5000
Age:
25-34
Posted 10/17 2013
TU: 685
EX: 690
EQ: 695
Limit: $5000
I put all my grocery shopping on this card, along with gasoline and department stores (if I do not have the store card). The rest of my spending goes to my Cap One QuickSilver 1.5%.
Credit Score:
680
Credit Limit:
4000
Age:
45-54
Approved
10 years after Bankruptcy
Posted 06/30 2013
I was approved for this card with a EX FICO 8 score of 680. Got a $4k credit line. Also (and this may be relevant to some of you), I BKed an Amex Green Card years ago and I was still approved!
Credit Score:
680
Credit Limit:
2000
Age:
25-34
Posted 05/21 2013
We spend so much at the supermarket, gas that we decided to get this card because the cash back is so worth it. We get it as a statement credit. We started off with a $2000 limit and when we applied, my score was 680. But since then, I have gotten a few increases and now my limit is $12000. My score is also now about 740 (according to the amex free fico score).
Credit Score:
810
Credit Limit:
20000
Age:
45-54
Posted 02/22 2013
I have been with Amex for over 25 years (have their Plat). But then I could not resist the cash back you can earn at the supermarket and gas stations. My score is 810 and I got a $20k limit with instant approval.
Credit Score:
720
Credit Limit:
8000
Age:
25-34
Income On Application:
$90000
Posted 01/19 2013
My EQ score was 720 and income was $90k. I got a $8k limit.
Credit Score:
715
Credit Limit:
1000
Age:
18-24
Posted 12/07 2012
I have a short 1 year history and before I got this card, I had the Cap One secured. Score was 715 and I got approved for $1000.
Credit Score:
680
Credit Limit:
10000
Age:
45-54
Income On Application:
$125
Posted 09/27 2012
EX Fico was 680. I was approved for $10k with an income of $125k.
Credit Score:
780
Credit Limit:
15000
Age:
35-44
Posted 04/16 2012
Score: 780
Limit: $15000
Was approved instantly. Love the card so far.
Credit Score:
750
Credit Limit:
25000
Age:
25-34
Income On Application:
$140000
Posted 02/13 2012
TU: 745 EX: 757 EQ: 749
Income : $140000
Got instantly approved for $25k. I also have Chase Freedom and Discover IT (but nowhere near the credit limits I got for this card). My util ratio is about 12%.
Credit Score:
710
Credit Limit:
10000
Age:
25-34
Income On Application:
$90000
Posted 11/04 2011
I started out with the regular BCE. My score was 710, income was $90k and I got approved for $10k. Then I was offered the preferred and my limit was bumped up to $15k. On a net basis, I earn more rewards with the preferred despite the annual fee.
Credit Score:
705
Credit Limit:
5000
Age:
25-34
Income On Application:
$60000
Posted 08/27 2011
I believe my experian score was pulled and at that time, my score was like 705. I was given a 5k limit and I reported a $60k income. I got the $250 bonus cash back for spending $1k within 3 months. Customer service has been awesome.
.jpg)
.jpg)
.jpg)
