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Citi Drivers Edge Platinum Select Card Review

citi drivers edge Summary - We recommend the Citi® Driver's Edge® Options Platinum Select® Card to those looking to use rewards points towards their auto purchases because

Citi® Drivers Edge® Options Platinum Select® Card
Reward Benefits
Point Accumulation Earn 6% rebate on purchases from standalone supermarkets, gas stations and drugstore for the first year. Earn 3% thereafter
Earn 1% rebate on "other purchases"
You can redeem up to $2500 on next vehicle purchase or lease - used or new, domestic or foreign
Points Expiration 5 Years
Other Benefits
24 hour customer service
Cost/Fees/Interest rates
Introductory rate 0% APR on balance transfers for 12 months from date of transfer. Transfers can be made within 12 months.
Annual Fees No annual fee
Purchase APR Prime Rate plus 5.99%
Balance Transfer APR Prime Rate plus 5.99%
Cash Advance APR Prime Rate plus 14.99%, min 19.99%
Penalty/Default Rate Prime Rate plus 23.99% or 28.99% whichever is greater
Min Finance Charge $0.50
Grace Period 20 days
Balance Calculation Method Average Daily Balance (including new purchases)
Balance Transfer Fee 3%, min $5.00
No balance transfer fee for introductory offer
Cash Advance fee 3% ,min $5.00
Over-the-credit-limit fee $39.00
Late Payment fee $15.00 - less than $100
$29.00 - $100 to $250
$39.00 - $250 and above