Introduction
Sign Up Bonus
- Earn 15,000 Bonus Miles After First Purchase
- Earn 5,000 Elite Qualifying Miles After First Purchase
How You Earn Miles
- Earn Double Miles on United and Star Alliance Tickets
- Earn Double Miles on "Everyday Purchase Categories" like groceries, dining, gas at the pump, and items from home improvement stores.
- Earn 5,000 Elite Qualifying Miles when you spend $35,000 each year with your card
- Earn One Elite Qualifying Mile per dollar spent on ticket purchases at united.com, up to 5,000 total elite qualifying miles a year.
Helps Earn Elite Status
For 2020, the criteria for earning Premier Membership and status has changed. You now either require a combination of PQFs (Premier Qualifying Flights) and PQPs (Premier Qualifying Points) or just outright PQPs. For example, if you use outright PQP as the criteria, you need 5,000 PQPs for Silver Premier, 10,000 PQPs for Gold Premier, 16,000 PQPs for Platinum Premier and 24,000 PQPs for 1K Premier.
You can earn PQPs on United cards the following way. When you spend $12,000 on the card, you earn 500 PQPs. For the United MileagePlus Platinum Class Visa, you can earn up to 3,000 PQPs a year which can be used to help you earn up to 1K Premier.
Fees
Comparison with Other United Cards
| Cards | Earn Miles | Earn PQPs | Annual Fee |
|---|---|---|---|
| United Platinum Class |
|
3,000 PQPs | $140 |
| United Select Card |
|
3,000 PQPs | $95 |
| United Presidential Plus Card |
|
10,000 PQPs | $100 or $450 |
| United Explorer Card |
|
|
$95 |
| United Club Infinite Card |
|
|
$525 |
There are two aspects of this card that I would like to focus on. The first is how you earn miles. As you can see from the table above, the United MileagePlus Classic Platinum is perhaps the best United card (along with the United MileagePlus Select Card) for earning miles from "everyday spending" categories. No current United cards comes close to that.
The second aspect is the ability to earn PQPs. It turns out that the legacy United cards can earn you more PQPs than the current United card lineups. Both the United MileagePlus Select Visa and the Classic Platinum lets you earn up to 3,000 PQPs that can be applied towards 1K Premier. The other legacy United card, the United Presidential Plus Card, allows you to earn up to 10,000 PQPs a year that can be applied towards 1K Premier status.
In contrast, the United Explorer Card and the United Club Infinite Card only allows you to earn up to 1,000 PQPs which can be only applied up to Platinum Premier levels. This is in contrast to the legacy cards where you can not only earn more PQPs from credit card spending but can also apply those PQPs towards 1K Premier.
Convid-19 Update - Due to the Covid-19 pandemic, United (for 2020 only) will allow United Explorer Card to earn up to 2,000 PQPs and the United Club Infinite Card to earn up to 4,000 PQPs.
Pros and Cons - Relative To Current Line Ups
Pros
- Earn Double Miles on Star Alliance Tickets - If you have the United Explorer Card, you will not earn 2X on Star Alliance flights. In fact, you will only earn 1X on non-United flights. The new United Club Infinite Card is slightly better in that you will earn 3X on "other travels". Since Chase is quite liberal in their "travel" definition, we can assume Star Alliance flights will earn 3X. But remember, the United Club Infinite has a $525 annual fee.
- Earn Double Miles on Everyday Spending - The only other legacy cards that allow you to earn 2X miles on gas, groceries, restaurants and home improvement stores is the United MileagePlus Select Visa Card and the United Presidential Plus Business Card. One could argue that the now legacy United Club Card allows you to earn 1.5X miles on all non-United purchases. But the current Explorer and Club Infinite do not have everyday spending as a bonus category.
- Earn PQP Up to 1K Premier Level - This card allows you to earn more PQPs from credit card spending than the present line up of United Cards. You can also apply these PQPs towards 1K Premier qualification.
Cons
- Lacks Premier Level Features Current Cards Have - The big difference between legacy cards and current United cards is that the lack features that one would describe as "Premier Member" type features. For example, they lack first of second free checked bags (though these are perks that Silver and Gold Premier members get). They also lack perks like Priority Zone 2 boarding (which once again Silver Premier members have).
- No Global Entry/TSA Pre-Check Application Fee Credit - Both the United Explorer and Club Infinite card now will give you a credit when you apply for Global Entry or TSA Pre-Check. This card does not have this feature.
Our Take
The Platinum Class is also better than the United Explorer Card and Club Infinite Card in terms of earning PQPs from credit card spending. You can earn both more PQPs and use them towards qualifying for up to 1K Premier level.
The United MileagePlus program has changed a lot recently. Their award chart is now dynamic for both United and Star Alliance partners. Many of you who used to qualify for a certain status will now only qualify for status that is one or two notches below. For some of you, it no longer makes sense to earn United Miles or PQPs from credit card spend. Ditching any United card you have may make sense.
However, some of you may benefit from United's new Premier qualification scheme. If you find that earning United miles and PQPs from credit card spend still makes sense for you, and if you have this card, I would say that this card is a keeper because of the miles you can earn from "everyday spending" categories and also PQPs.
