Audi Credit Card Review

Reward Formula - The Audi Visa Signature credit card is obviously targeted at Audi fans who want to carry an Audi credit card in their wallet. Using the card allows you to earn reward points that can be used for Audi products. Here is how it works.

How You Earn Audi Points - The Audi Visa Platinum Card lets you earn 2 points for every dollar spent on purchases at Audi dealers and 1 point for every dollar spent on other purchases. There are no caps on the points you can earn, but they expire in 5 years. Points can be redeemed for Audi products. This includes the purchase or lease of Audi vehicles.

Fees - There is no annual fees for this card.

Audi Credit Card Peer Comparison

Most auto makers have their own affinity cards that are targeted towards their buyers to build customer loyalty (though I would like to think that how the car handles has a bigger influence!). Audi is no exception. Let's compare it with other auto cards.

Audi Visa Signature vs GM Card - One of the best auto cards in the market is the GM Card. The reason is that it pays 5 points for every dollar that you spend on GM products. You can also redeem the points for the purchase or a new GM vehicle (though there are caps on different models). For a points earning perspective, the GM Card is clearly better because you can earn 5 points rather than 2 points.

Audi Credit Card vs Toyota Credit Card - The Toyota credit card is another great auto credit card that lets you earn 5 points for every dollar that is spent at Toyota dealerships. These points can be redeemed for the purchase or lease of a new or certified used Toyota. 5 points for the Toyota is clearly better than 2 points that the Audi card gives.

Audi Visa vs Subaru MasterCard - The Subaru MasterCard is once again better than the Audi in terms of earning points. They allow you to earn 3 points for every dollar that you spend for any purchase (though the amount you earn is capped). Both cards allow you to redeem points towards the purchase of their vehicles.

Audi vs Chrysler Visa - Chrysler has just issued new cards for their Dodge, Jeep, Ram and Chrysler brands. They allow cardholders to earn 3 points for every dollar spent at Chrysler dealerships. But you can only redeem points for servicing and auto parts. Hence, though it is better than Audi in terms of earning points, the Audi card is better because you can actually use the points to get discounts on a new Audi purchase.

Is the Audi Credit Card Worth Getting

Conclusion - If you are an Audi car enthusiast and would like to earn and redeem points with Audi purchases, then the Audi Visa Signature credit card would suit you. If you want to earn reward points to save on your next vehicle purchase. It only allows you to earn "double points", which pales in comparison with other auto credit cards. But if you are an Audi fan, that should not be a concern.

If you are an Audi fan and are pretty sure that your next vehicle purchase is going to be an Audi, then this is definitely a card you want to consider.