Credit Score:
755
Credit Limit:
150
Age:
45-54
Revenue:
$18000000
Posted 08/14 2017
My credit score was a 755 when I applied. My business does $18,000,000 in revenue. I was unsure about the Plum Card as I didn't think it would hold our monthly spend. I was surprised to find out it would as long as we were consistent. The most that was on the card in one month was $400k.
Credit Score:
745
Credit Limit:
70000
Age:
35-44
Revenue:
$2000000
Posted 03/02 2017
I was deciding between the business green card and plum. Finally decided to go for the plum because of the 1.5% cash back for early pay. My business has 4 employees and revenue of $2m. I charge about $70k every month on the card. Score was 745 (EQ) when I got approved.
Credit Score:
689
Credit Limit:
0
Age:
35-44
Posted 10/22 2016
I applied online and was given the 7-10 day wait message. Got an email 3 days later saying that I was approved. My score was about 689.
Credit Score:
715
Credit Limit:
0
Age:
35-44
Posted 05/17 2016
Applied for both the Plum and Business Gold today was approved for both. Score was 715. They did pull EX.
Credit Score:
690
Credit Limit:
0
Age:
25-34
Posted 01/29 2016
I also got the Plum and like it for the deferred payment (especially in my contracting business). My score was 690 when I applied.
Credit Score:
805
Credit Limit:
0
Age:
35-44
Posted 11/07 2015
Finally got the Plum card for my LLC. Here are my stats
EQ: 805
No baddies
Utilization: 15%
Have 2 Amex consumer cards: BCE and PRG
Credit Score:
805
Credit Limit:
0
Age:
35-44
Posted 08/23 2015
I got approved for both the Plum and Business Gold. I use the Business Gold when I travel and the Plum for almost everything else. I like the deferred payment option. Score was 805 when I applied. Another thing to mention is that Amex business cards report to Experian and D&B.
Credit Score:
785
Credit Limit:
0
Age:
45-54
Posted 06/14 2015
I have the Blue Cash and Green Card (both consumer cards) before I applied for the Plum. My firm is a small advertising firm with 5 employees. My personal score was 785 when I applied. The approval was instant. I find that we end up using the early pay feature all the time rather than the deferred payment option.
Credit Score:
773
Credit Limit:
50000
Age:
35-44
Posted 02/02 2015
I run a home theater installation business and every month, I have been using my citi thankyou and chase freedom to run about $50k for the business. However, I decided to get this card because of the deferred payment option. This gives me the flexibility to manage cashflow. My TU score was 773 when I applied.
Credit Score:
702
Credit Limit:
0
Age:
25-34
Posted 09/19 2014
I was deciding between the plum and the business gold (because I do travel for my business). I ended up getting the Plum because I think cash back "adds to the bottom line" whereas I would have simply used the points for my personal family vacations. When I applied, my score was about 702 and my business has been around for about 2 years.
Credit Score:
685
Credit Limit:
0
Age:
35-44
Posted 04/07 2014
Score: 685
One late payment (not with amex) that is 5 years old.
I was approved with the 7-10 wait message. But I actually got approved 3 days later.
Credit Score:
703
Credit Limit:
0
Age:
25-34
Posted 12/02 2013
EQ: 703 EX: 710 TU: 694
Approved instantly.
Credit Score:
764
Credit Limit:
60000
Age:
45-54
Posted 05/26 2013
Run an auto shop business. I got this card and like the earning the unlimited 1.5% cash back. The difference between this card and other cash back business cards is that as you build a track record with Amex, you can charge a lot on the card. I highest I have put on the card is $60k.
Credit Score:
690
Credit Limit:
0
Age:
35-44
Posted 03/20 2013
I got the plum card because of the deferred pay feature. Juggling cash flow can be a pain for a small business and this card is great for that. My EX score is 690.
Credit Score:
740
Credit Limit:
0
Age:
35-44
Posted 12/01 2012
I was considering either the simplycash or the plum. Both are cash back. The simplycash did not have any annual fees. In the end, the decided to get both and got approved for both. My score was about the 740 area. I was given a $20k limit for the simply cash. While I liked the no annual fee feature, the plum allows me to charge more than my simplycash limit. You have to build up a record to but the deferred payment and ability to charge a lot for my business is great.
Credit Score:
755
Credit Limit:
0
Age:
35-44
Posted 07/11 2012
Great card. Amex customer service is top notch.
Credit Score:
763
Credit Limit:
18000
Age:
35-44
Posted 03/01 2012
This is my 4th amex card. The main card I use before this was the PRG. Anyway, score was 763 when I was approved. The largest amount I have spent on the card was $18k. I was declined initially because I usual spend was $8k so a couple of calls had to be made to get that approved.
Credit Score:
690
Credit Limit:
0
Age:
18-24
Posted 08/18 2011
My business just got approved for the Plum Card. So right now, I am waiting for the card to arrive in the mail. My scores are in the high 600s (as a reference point).
Credit Score:
725
Credit Limit:
0
Age:
25-34
Posted 06/27 2011
I just got the Plum card for my business. My understanding is that if I pay in full within 10 days of the closing, I will get 1.5% cash back. I was confused as to how they would report this to the credit bureaus. So I called up CSR and was told that since this is a business credit card, it does not report to the bureaus. For those reading here, my score was 725 when I applied and got approved. They pulled EX.
Credit Score:
765
Credit Limit:
0
Age:
35-44
Revenue:
$300000
Posted 01/15 2011
I was checking my amex account login and saw that I was pre-approved for the plum card on a banner. I needed a credit card for my business and decided to pull the trigger. It came back with the message "congratulations, you are approved". I run a marketing business with $300,000 in revenue and my score is about 765.
Credit Score:
740
Credit Limit:
0
Age:
45-54
Posted 10/09 2010
Applied for the plum card and was told to call amex. Had to verify, name, ssn, address etc (and they did get the address wrong). After 10 minutes on the phone, I was approved. Got the card for an internet business me and my wife started. My score was 740 (TU I think).
Credit Score:
810
Credit Limit:
175000
Age:
18-24
Revenue:
$2000000
Posted 08/04 2010
I have had positive experience with this card. What I found out was that the more you charge, the higher the limits you will get. The highest I ever charged was $175,000 a month and it went through. Sure earned a ton of cash back! When I applied, my personal score was 810. Business has revenue of $2m.
Credit Score:
730
Credit Limit:
50000
Age:
35-44
Posted 05/15 2010
My EX score was 730 when I applied. This is a really good card. I spend anywhere between $15k to $50k a month and I set autopay to pay on the 10th day after the closing. So I earn 1.5% cash back as statement credit on next statement.
Credit Score:
690
Credit Limit:
50000
Age:
35-44
Posted 02/22 2010
I guess I was one of the first ones to get this card so I am grandfathered at 2%. I charge about $50,000 a month on the card. No problems at all. Back then, my scores were like 690 when I got approved.
Credit Score:
712
Credit Limit:
0
Age:
35-44
Posted 09/13 2009
Score: 712
The thing that I like about this card is that it helps me manage my cashflow. I can delay paying for 60 days if I need to. In business most customers will pay you within 60 days but some will take up to 90 days. So having that flexibility really helps with the cash flow.
Credit Score:
789
Credit Limit:
0
Age:
35-44
Posted 04/27 2009
I was contemplating between the business gold card and the plum card but finally settled on this because I think it is better for my business to be earning cash back. My score was 789 when I applied and my approval was instant. Got the card via UPS 3 days later. So far, this card has been great.
Credit Score:
802
Credit Limit:
0
Age:
25-34
Posted 03/11 2009
I use this card for paying my large inventories. Never had a problem.
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