By : Mr Credit Card

Best Credit Card Deals For New Cardholders?

Below is a list of the best sign up bonus and 0% APR Deals in the market today.
 

At present Chase is the most aggressive issuer with regards to bonus points. Here are some of their deals.

The Citi ThankYou(SM) Premier Rewards Card - $665 in airfare is offering new cardholders 50,000 points after spending $2,000 within three months. This card will suit folks who fly a lot because you can earn points from the miles you fly as well. If you book your airline tickets with Spirit Travel, which is Citi's partner, you get 15% discount. Cardholders also get an annual domestic companion ticket. If you travel and use your card abroad, there is also no foreign transaction transaction fee. Because you get 25% more in value when you use your points to book an airline ticket, 50,000 points gets you $665 worth in airline ticket value.

The Citi ThankYou(SM) Preferred Rewards Card - $250 in Gift Cards is Citi's no annual fee credit card and they are now offering a 26,000 sign up bonus when you spend $1000 within the first three months.

Cash back credit cards are also jumping into the sign up bonus game by offering cash back bonuses. Below are cards that are offering great bonuses at the moment.

The Discover� Open Road Card - $150 Restaurant.com Gift Certificate is now offering a $150 Restaurant.com gift certificate after your first purchase. This is one of the rare cards that still allows you to earn gas rebates (2%) all year round. But in addition to this, they are allowing new cardholders to earn 5% rebates on various expenses (including gas) till September.

The Citi® Dividend Platinum Select® MasterCard® - Limited Time Offer is now offering new cardholders $150 in cash back bonus once you spend $500 within the first three months. For the summer (ie 1st July till end of September), you can earn 5% cash back on airlines, hotels and car rentals. This may be a good time to pick up this card to save money on your summer vacation travels.

This is such a common strategy with every credit card these days. At present, Citibank is the most aggressive card issuing following this strategy, followed in a distant second by Discover. Below are cards you might want to consider if you are looking to transfer a balance and take advantage of 0% APR deals on balance transfers.

The Citi® Platinum Select® MasterCard® offers 0% Intro APR deal on balance transfers for 21 months and and 0% Intro APR* on purchases for 21 months. This is the card with the longest balance transfer introductory period in the market today.

Discover is offering the Discover� More Card - Limited Time Offer, which has a 0% Intro APR on balance transfer for 18 months and purchases for 6 months. This card has identical cash back rewards with their regular Discover More Card (but with a different orange design). Though the introductory period is shorter than Citi, this is a card you will probably keep after the intro period is up because of it's great cash back features.