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First PREMIER Bank cards are targeted to those with limited or poor credit. As with most other credit cards targeted at this segment, you have to pay upfront application fees and the annual fees are higher than a regular credit card. However, First PREMIER Bank Cards offer one of the lowest apr in the sub-prime sector - an APR of 9.90% on purchases*, which is very low. Those who do not mind the fees, but want a low apr card may want to consider these cards. There are four unsecured credit cards under the First PREMIER Bank and Centennial Bank name. These cards are essentially the same with the exception of their credit card designs.
First PREMIER Bank Unsecured Credit Cards
First PREMIER Bank Secured Credit Cards
First PREMIER Bank also offers secured credit cards targeted at those with either limited or poor credit.
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