List of Low Interest and APR Credit Cards
Below is a list of credit cards with low ongoing APR (ie interest rates). The lowest among the list has an APR of 7.25%. We’ve decided to make the cut off point at 10.99% (otherwise the list could go on and on forever). One thing to note is that some cards have just one absolute low rate while other cards has a range of rates that you could be approved of depending on your credit.
We’ve also created a calculator to calculate the savings you could get by switching from your card (assuming it has a higher rate). The savings will come from any 0% APR offer for purchases and from an ongoing low rate. For cards with a range of APR, we use the lowest.