First PREMIER® Bank Credit Card

The First PREMIER® Bank Credit Card was last reviewed on 7th January 2009

Summary - First PREMIER® Bank MasterCard® have four designs with four different names, but with essentially identical features, rates and fees. They are the First PREMIER® Bank regular and gold card, and the Centennial® regular and gold card. These four cards are targeted at those with limited or poor credit. Find out more about these cards.

Fees - Like most credit cards for people who need to improve their credit, there are quite a few up front fees. Firstly, you will have to pay a one-time account setup fee, a one-time program fee and an annual fee. There is also monthly participating fee which is charged to the cardholder every month.

Verdict - There are quite a few credit card companies that specifically issue cards to those with limited or poor credit. Typically, these credit cards have high fees in the form of annual fees, set-up fees etc. The First PREMIER® Bank is no exception. However, the key strength of this card is that it has a very low APR on purchases. Hence, if you have poor credit, want a card with a low apr, you may want to consider getting a First PREMIER® Bank MasterCard®.

Positives