Have A Question About Credit Cards?


Most Popular Pages
2009 Best Credit Cards
Credit Card Cashback Calculator
American Express Black Card Review
Starwood Preferred Guest Card Review
Sign Up For Our Newsletter
Email:
Name:
We do not share or sell your information Privacy Policy

Review of ExxonMobil Credit Card

The ExxonMobil Credit Card was last reviewed on : 4th January 2009

exxon mobil credit card
Rebate Formula - The ExxonMobil credit card pays a 3% rebate on purchases from Exxon or Mobil stations and 1% rebate for other purchases. Rebates gets automatically credited towards your next purchases and are valid for six billing cycles.

Annual Fee and APR - The Exxonmobil credit card has no annual fee. The apr is prime rate plus 5.99% for the platinum mastercard version and prime rate plus 9.99% for the normal mastercard. The Exxonmobil credit card uses the average daily balance method (including new purchases) to compute balances. New cardholders get a 0% introductory apr for balance transfers for six months from the date of the first balance transfer. You are allowed six months to transfer your balances and there is no balance transfer fee during the introductory period.

Other Card Features - The ExxonMobil Mastercard has several features like allowing you to pay your Exxon Mobil credit card payments online. You can also check the history of your Exxon Mobil credit card account online for the last six months.

Verdict - The Exxonmobil credit card will appeal to those who use Exxon or Mobil stations frequently. The 3% rebate, while good, falls short of other gas credit cards that pay a higher rebate. Hence, we suggest that those who are interested in this card consider the TrueEarnings#174 Business Card from Costco and American Express, which pays 5% rebates on gas at ANY station, 3% at restaurants and 2% on travel items, and 1% on regular purchases.



Positives

  • No annual fee
  • Low APR if you get the platinum MasterCard version


  • Negatives
  • 3% rebate, while higher than most reward cards falls short of 5% of the highest rebate from other gas credit cards


  • Enter your approximate monthly spending into the calculator below to see how much you can earn per month if you're using the Exxon Mobile Credit Card versus other cards!



    ExxonMobil Credit Card
    Reward Benefits
    Rebate Percentages Earn 3% rebate on any ExxonMobil Purchases
    Earn 1% rebate on all other purchases
    Rebate Expiration 6 billing cycles
    Caps on Rebates Earn unlimited rebates
    Travel and Insurance Benefits
    nr
    Other Benefits
    Zero liability on unauthorized purchases
    Free online account management, statements
    Cost/Fees/Interest rates
    Introductory rate 0% introductory APR on balance transfers for first 6 months
    Annual Fees No annual fee
    Purchase APR Prime Rate plus 9.99% for Mastercard
    Prime Rate plus 5.99% for Platinum Holders
    Balance Transfer APR Prime Rate plus 9.99% for Mastercard
    Prime Rate plus 5.99% for Platinum Holders
    Cash Advance APR Prime Rate plus 14.99%
    min is 19.99%
    Penalty/Default Rate APR Prime Rate plus 23.99
    Min Finance Charge $0.50
    Grace Period 20 days
    Balance Calculation Method Average Daily Balance (including new purchases)
    Balance Transfer Fee 3%, min $5.00, max $75.00 (there is no balance transfer fee during the introductory period)
    Cash Advance fee 3% min $5.00
    Foreign Currency Conversion fee 3%
    Over-the-credit-limit fee $35.00
    Late Payment fee $39.00











     
     
    Web www.askmrcreditcard.com

     

    Credit Card | Privacy Policy | Terms and Conditions | About Me | Contact Me HACKER SAFE certified sites prevent over 99.9% of hacker crime. Site Meter

    © www.askmrcreditcard.com All Rights Reserved