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PartnersFirst Cash Back Visa Review

03/19/2010

Summary: PartnersFirst carries a wide range of affinity credit cards from the Airboss Rewards Visa credit card to the Woodworkers Platinum Rewards Visa card. The Cash Back Visa is the basic credit card from PartnersFirst with cash back rewards for basically any kind of purchase.

Features and Benefits: New cardholders will receive a $50 statement credit when they spend $100 within the first 60 days of opening the credit account. This means that whatever you choose to for $100 is virtually half price. This is not a bad deal, and simple to take advantage of.

Other than the promotional period, this card essentially allows you to earn 1% cash back on all purchases. You can personalize your card with a photo that you choose! The rebates (or points) you earn can be redeemed for cash rebates (obviously) but also for things like airline travel and merchandise or even just cash.

Fees: There is no annual fee for the PartnersFirst Cash Back Visa card. New cardholders will also receive 0% interest on balance transfers for 6 months.

Conclusion: The PartnersFirst Cash Back card offers somewhat of a blanket cash back program which covers all purchases. The $50 statement credit that is offered to new cardholders when they use their cards for $100 worth of purchases is also a good deal in that you’re basically being given $50 back. But having said all that, when you strip it down, it is a basic 1% cash back card. There are better cards around that will pay you more than 1% rebates. Check out our best cash back credit card recommendations.

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