|by Mr Credit Card|
I have almost 800,000 invested in AA points and i received most of the points using various AA credit cards; not by being a frequent traveler.
I want to save those points for overseas trips which i don’t for see in the near future as our business is doing poorly. (Every time i attempt to use them for domestic trips they are not available.)
My objective is to find an AA credit card w/o any annual fee; one each for my husband and myself so we can protect the miles we have earned and not be subject ot high annual fees.we are currently not traveling on AA these days.Please help.
Any suggestions? Thank you,
I probed further.
what cards do you have now?
what cards have you used in the past?
And here was her detailed reply:
I primarily now use AX Blue, which enables me to use any airline w/o restrictions. I also have a Mileage Plus card that protects my United miles, with a free annual fee the first year only! (I will have to go a hunting for a new one of those in Jan. 2011 when that card expires.) Lastly, I have a Costco AX card that is primarily used for Costco membership and gets me a 5% gas discount when I purchase gas at Costco; which has the cheapest gas in my town.
Specifically, what I am looking for is “no annual fee” cards that allow me to protect the miles I have so diligently earned throughout the years
earned on both United and American Airlines. I realize that airline specific cards are outdated in that the airlines are calling all the shots when it comes to using them (they allocate minimal seats when one tries to use them) and that is why I like the AX Blue card that allows me to use any airline, anytime, and get reimbursed for travel. However, that does not solve my problem in trying to protect the miles already earned w/o hefty annual fees. Interest fees on any credit card is not a concern for me as I pay off all balances monthly.
I hope that is helpful.
I wanted to clarify one more thing.
one more thing – did you have the citi AA cards before?
And I got my answer
yes, but I just cancelled it yesterday b/c of the fee. So presently (today) I don’t have any.
Answer – Denise, after thinking long and hard, I think I’ve come up with a solution. But before that, here are your alternatives.
You do not have to get any credit cards to “maintain” those miles. You get simply use them a little just before the date that keeps you miles alive for small stuff like a magazine subscription etc.
Or you could choose to earn points and that qualifies as an activity that keeps your miles. But since you do not want an airline credit card with annual fee to accomplish this, then we have to look at hotel frequent guest programs. And fortunately, I think I have found a solution to this.
The card you should get is either the Citi® Hilton HHonors Visa Signature Card or the American Express Hilton HHonors. The reason why this will work is as follows.
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