|by Mr Credit Card|
Summary: The UK Express Rewards Card from American Express offers tons of rewards and opportunities to earn rewards from everyday shopping at major supermarkets and department stores.
Features and Benefits: The Express Rewards credit card includes shopping benefits in purchase protection, refund protection and online fraud guarantee and travel benefits such as emergency card replacement and travel accident benefits. Other benefits include free supplementary cards for family and friends to help earn rewards points, 24 hour customer service and optional repayment insurance in case you are unable to work due to sickness, accident or unemployment.
Fees: There is no annual fee and an introductory APR of 0% on balance transfers for 6 months of card membership.
Rewards Program: The rewards program for the Express Rewards card covers virtually any purchase that is made with the credit card. First, if you spend £500 in the first 3 months, you will receive 6,000 bonus points. You also receive 3 points for each full £1 you spend in major supermarkets up to £500 per month, 2 points for every full £1 you spend in leading department stores, and 1 point for every full £1 that is spent everywhere else.
Rewards can then be redeemed for gift vouchers that can be spent at retailers such as Marks & Spencer, Harrods, HMV and Tiffany & Co. 5,000 points is equal to a £25 voucher.
Conclusion: The Express Rewards Card from American Express is one of the few credit cards that include a significant rewards program with no annual fee for the card. Cardmembers are able to earn points for everyday purchases and double and triple points on purchases made at department stores and supermarkets.