Disney Rewards Debit Card Review


disneydebitcardsThe Disney Rewards Debit Card is a debit card for those with a Chase checking account looking to earn some Disney reward points. Let’s look at this debit card in closer detail.

Earning Disney Dream Reward Dollars – I guess the main purpose of getting this debit card (among the ones that Chase offers) is to actually earn Disney Dream Reward Dollars (as they call their reward points). You will earn one Disney Dream Reward Dollars for every $200 that you spend on the card for non-pin transactions. You will earn 25 bonus reward points after 5 qualifying non-pin transactions.

Other card member benefits – A Disney Debit cardholder also has the following benefits (which I have taken directly off the Chase site):

  • Cardmember Character Meet ‘N’ Greet Photo Opportunity at Walt Disney World® and Disneyland® Resorts
  • Discounts on dining at select locations at the Disneyland® Resort
  • 10% off on select merchandise purchases of $50 or more at Disney Store retail locations and online at DisneyStore.comThird party site disclaimer, and select locations at the Disneyland® and Walt Disney World® Resort
  • 20% off the non-discounted price of select tours7
  • Money-saving Cardmember offers from Disney
  • Fees – The Disney Dream Rewards Debit Card comes with a $25 annual fee.

    Is this a good debit card? – Well, in terms of ability to earn rewards, the best thing to do is to compare with the Disney credit card. The regular Disney credit card allows you to earn one Disney Dream Reward point for every $100 dollar that you spend on the card and it also has no annual fee. So from a reward point earning standpoint, the Disney credit card is the better way to go. But, having said that, there are folks who just do not want to use a credit card and prefer a debit or check card instead. So if you have a Chase checking account and are willing to pay the $25 annual fee, the Disney Rewards Debit Card is another way of earning more Disney Dream Reward points from your everyday spending. Folks who go on Disney vacation every year might want to consider this debit card.

    As with all debit cards from Chase, you need a Chase checking account. So make sure you check through all their offerings and choose the most appropriate one for yourself.

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    4 Responses to “Disney Rewards Debit Card Review”

    1. Eric Says:

      They’re REALLY catering to the anti-credit crowd aren’t they? Can’t say it’s a bad strategy but I would much prefer the credit versions…

    2. Kristi Says:

      The information on the rewards for the Disney Credit Card is incorrect. You earn 1% on purchases. So $1 Disney Dream Dollar for every $100 spent.

    3. Mr Credit Card Says:


      You are correct. I’ve corrected the misprint.

    4. Eddie Says:

      The Chase Disney debit card now offers 0.5% on purchases plus an additional $1 dollar for every $200 spent. So after spending $200 your effective reward is 1%($1 for every $100 spent). Same as the credit card but with $25 annual fee.

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