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Review of the Chase Overstock.com Rewards Visa® Card
The Chase Overstock.com Rewards Visa® Card was last reviewed on 8th September 2007
Frugal shoppers shop at Overstock.com to get discounts off retail prices. Super Frugal shoppers use the Overstock.com credit card
Summary - The Chase Overstock.com Rewards Visaź Card is a great card and tool for the frequent shopper at overstock.com to earn reward points and save even more money. This card lets you earn 3 points for every dollar you spend at Overstock.com, which you can redeem for Overstock.com certificates. Find out more about this card.....
Reward Formula - The Chase Overstock.com Rewards Visa® Card allows you to earn three points for every dollar you spend at overstock.com. You earn one point for every dollar you spend on other purchases. Once you have earned 2,500 points, you can exchange them for $25 overstock.com reward certificate.
Fees - There is no annual fee for the Chase Overstock.com Rewards Visa® Card. Cardholders may get a 0% apr on both purchase and balance transfer for up to six billing cycles. The apr is either prime rate plus 5.99%, 9.99% or 14.99%. The average daily balance method (including new purchases) is used to calculate monthly balances.
Other Benefits - The Chase Overstock.com Rewards
Visa® also comes with the usual platinum benefits including : Emergency Cash and Card Replacement, Lost/Stolen Card Reporting, Auto Rental Collision Damage Waiver, Travel and Emergency Assistance, Warranty Manager, Zero Liability On Unauthorized Purchases and Travel Accident Insurance.
Verdict - Savvy shoppers at overstock.com will want to get their hands on the Chase Overstock.com Rewards Visaź Card as it allows you to save earn points which can be used for overstock.com purchases (not that you are not already making huge savings!). We highly recommend this card to the frequent overstock.com shopper.
Note: We are no longer offering this card. You may want to consider the Chase FreedomSM Credit Card, which allows you to earn either reward points or cash rebates and frequently gives you discount at various merchants.
Positives
Earn 3 points for every dollar spent at overstock.comNo annual fee
| Chase Overstock.com Rewards Visa® Card |
| Cost/Fees/Interest rates |
| Introductory rate |
0% fixed APR for 6 billing cycles (purchases and balance transfers) |
| Annual Fees |
No annual fee |
| Purchase APR |
Prime Rate plus 5.99%, 9.99% or 14.99% |
| Balance Transfer APR |
Prime Rate plus 5.99%, 9.99% or 14.99% |
| Cash Advance APR |
Prime rate plus 15.99% |
| Penalty/Default Rate |
Prime Rate plus 23.99% |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Balance Transfer Fee |
3% min $5.00 max $75.00 |
| Cash Advance fee |
3% min $10.00 |
| Foreign Currency Conversion fee |
3% |
| Over-the-credit-limit fee |
$35.00 |
| Late Payment fee |
$15.00 - up to but not including $250.00
$39.00 - more than $250.00 |
Apply for the Chase FreedomSM Credit Card
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