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The United Mileage Plus® Signature Visa® Card was last reviewed on 6th March 2008
Summary - The United Mileage Plus® Signature Visa® Card will appeal to United frequent flyers who want to earn more miles from their credit card spending. With this card, you earn one mile for every dollar you spend on the card. Find out more.....
Miles Formula - The United Mileage Plus® Signature Visa® allows you to earn faster miles towards your next free United flight. You can earn a standard 1 mile for every dollar spent. For a signing bonus, you get 20,000 bonus miles after your first purchase, and also two travel certificate (Free One-way, 1,000 mile, One-class Upgrade Certificate and a $25 United Discount Travel Certificate). You can earn up to 60,000 miles a year, though Mileage Plus Premier, Premier Executive or Premier Executive 1K members can earn unlimited miles.
Annual Fee and APR - The annual fee is $60.00 and the apr is prime rate plus 9.99%, which is the standard rate for airline credit cards. The average daily balance method (including new purchases) is used to calculate monthly balances.
Platinum Benefits - The Chase Platinum also offers various platinum type benefits for cardholders like auto Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance.
Verdict - United Mileage Plus members and frequent flyer may want to consider the United Mileage Plus® Signature Visa® Card to earn faster miles towards their next free United flight. Perhaps the only drawback is that you cannot earn double miles with this card.
Positives
Good bonus miles (20,000)
Negatives
Cannot earn double miles
| United Mileage Plus® Signature Visa® Card |
| Miles Benefits |
| Bonus Miles |
20,000 bonus miles
$25 United Discount Travel Certificate after first purchase
One-way, 1000 miles, One-class upgrade Certificate after first purchase |
| Miles Accumulation |
1 mile for every $1 spent on purchases
Up to 11 miles per $1 spent on participating restaurants |
| Anniversary Bonus |
none |
| Miles Expiration |
None - provided account is active within 36 months |
| Caps on miles |
60,000 - no caps for Mileage Plus Premier, Premier Executive or Premier Executive 1K members |
| Credit Limits |
no preset spending limits |
| Other Benefits |
24 hour Concierge services
Year End summary of charges (on request
Online account management
Zero liability on unauthorized purchases |
| Cost/Fees/Interest rates |
| Introductory rate |
none |
| Annual Fees |
$60.00 |
| Purchase APR |
Prime Rate plus 9.99% |
| Balance Transfer APR |
Prime Rate plus 9.99% |
| Cash Advance APR |
Prime Rate plus 14.49% |
| Penalty/Default Rate |
Prime Rate plus 23.99% |
| Overdraft Advance Rate |
13.99% fixed (not available in some states> |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Balance Transfer Fee |
3% min $5.00 max $75.00 |
| Other Cash Advance fee |
3% min $10.00 |
| Foreign Currency Conversion fee |
2% |
| Over-the-credit-limit fee |
none |
| Late Payment fee |
$15.00 up to but not including $250.00
$39.00 for more than $250.00 |
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