| Sony CardSM Visa® |
| Reward Formula |
| Point Accumulation |
5 points per dollar spent on Sony products at MySony
3 points per dollar spent on Sony products elsewhere
1 point per dollar spent on other purchases |
| Other Benefits |
Unauthorized purchase protection
Extended warranty |
| Cost/Fees/Interest rates |
| Introductory rate |
0% fixed APR for 12 billing cycles (purchases and balance transfers) |
| Annual Fees |
No annual fee |
| Purchase APR |
Prime Rate plus 5.99%, 9.99% or 14.99% |
| Balance Transfer APR |
Prime Rate plus 5.99%, 9.99% or 14.99% |
| Cash Advance APR |
Prime Rate plus 14.74% |
| Penalty/Default Rate |
Prime Rate plus 23.99% |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Balance Transfer Fee |
3% min $5.00 max $75.00 |
| Convenience checks fee |
3% min $5.00 max $75.00 |
| Cash Advance fee |
3% min $10.00 |
| Foreign Currency Conversion fee |
3% |
| Over-the-credit-limit fee |
$35.00 |
| Late Payment fee |
$15.00 - up to but not including $250.00
$39.00 - more than $250.00 |
