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Review of Make-A-Wish® Platinum Visa® Card
("Card issued by FIA Card Services, N.A.")

The Make-A-Wish® Platinum Visa® Card was last reviewed on 10th May 2008

make a wiah visa
Summary - The Make-A-Wish® Platinum Visa® Card will appeal to those who want to contribute to the Make-A-Wish Foundation. Let us look at this card in greater detail.


Donation Formula - The Make-A-Wish® Platinum Visa® Card will make a donation of 0.65% of all your net purchase on the card. The Make-A-Wish Foundation is the largest wish granting foundation which grants the wishes of children with serious life-threatening medical conditions.

Fees - There is no annual fee for the Make-A-Wish Visa. You get a 1.9% introductory APR for both purchases and balance transfers for the first six billing cycles. The APR is prime rate plus 7.99%. The average daily balance method (including new purchases) is used to calculate monthly balances.

Other Benefits - The Make-A-Wish Visa also comes with perks such as auto rental insurance, travel and emergency assistance and Bank of America's purchase replacement and purchase guard (double warranty period). You can also get additional cards for free.

Verdict - The Make-A-Wish® Platinum Visa® Card will appeal to those who are familiar with and support the Make-A-Wish Foundation. Those who would like to contribute to this foundation can now do now via their spending on their credit card and make a difference to those children with serious medical conditions.

Positives

  • Allows cardholders to contribute towards a worthy cause via credit card spending easily and automatically
  • No annual fee



  • Make-A-Wish® Platinum Visa® Card
    Donation Formula
    Donation Formula 0.65% of net purchases made on the card is donated to the Make-A-Wish Foundation
    Benefits
    Total Security Protection
    Various Internet account related services
    Auto rental insurance
    Various travel and emergency assistance services
    Travel and Emergency Assistance
    Purchase Replacement
    No liability for unauthorized Internet transactions
    Optional Mini Card
    See website for additional benefits
    Optional Purchase Guard
    Cost/Fees/Interest rates
    (APR) Purchase Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate Prime + 7.99%
    (APR) Balance Transfer Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 7.99%
    (APR) Cash Advance APR Variable * minimum 19.99% . (P + 15.99%)
    Annual Fees None
    Finance Configuration Average Daily Balance (including new purchases)
    Additional Cardholders $0
    Grace Period 20 days (Min)
    Late Payment fee Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250.
    Over-the-credit-limit fee Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000
    Cash Advance fee 3% min $10.00


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