Credit Score Requirements: Walmart Credit Card
 

Credit Score Requirements and Credit Limits: Walmart Credit Card

Average Score Accepted: 640
Lowest Score Accepted: 581
Highest Score Accepted: 730
Picture of Item Reviewed
It is a store card. But as you will see from the reviews below, this is also a card for those who do not have stellar credit. It appears that it is relatively easy to get. Bear in mind that a lot of the folks who write a review here have had their credit line increased.
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Laura 
Credit Score: 628
Credit Limit: 800
Age: 25-34
Approved 1 Year 4 Months after Bankruptcy
Posted 10/25 2014
Filed BK June 2013 applied once 6 months ago denied received pre approval letter applied instant approval 800 have couple credit cards car loan I have been very agressive to rebuild my credit and it has paid off My car right after BK was 24 refinanced to 19 now down to 11 :)
anony 
Credit Score: 650
Credit Limit: 3500
Age: 18-24
Posted 10/05 2014
Denny 
Credit Score: 581
Credit Limit: 400
Age: 45-54
Approved 4 years after Bankruptcy
Posted 08/10 2014
I am in the rebuilding phase after a lengthy illness. I have Capital One secured and unsecured cards. Also a retail card and two other bank cards. I am excited to get this card.
Denny 
Credit Score: 581
Credit Limit: 400
Age: 45-54
Approved 4 years after Bankruptcy
Posted 08/10 2014
I am in the rebuilding phase after a lengthy illness. I have Capital One secured and unsecured cards. Also a retail card and two other bank cards. I am excited to get this card.
Jazzz 
Credit Score: 589
Credit Limit: 300
Age: 25-34
Posted 01/04 2014
Had a 589 score when I got approved. At the same time, I also had the Credit One and a Cap One secured ($300 CL). My CR has a couple of baddies which happened 5 years ago. Am glad I got this card as I can now take baby steps to rebuild my score.
FlyHigh 
Credit Score: 632
Credit Limit: 500
Age: 25-34
Posted 01/01 2014
TU score was 632. Income was 55k. Applied and got approved. I already have the First Premier and Credit One. Now that this card comes with no annual fee, I'll slowly get rid of the other two after I get another no annual fee card.
Ken 
Credit Score: 645
Credit Limit: 700
Age: 45-54
Posted 12/10 2013
Score was 645 with EQ. Have a Cap One and FP. I had tried getting a Discover and Citi but was not approved for either. Anyway, am glad I got this card. I'll be targeting the Walmart Discover after a year or so.
Tammy 
Credit Score: 625
Credit Limit: 500
Age: 25-34
Posted 11/24 2013
EQ score was 625. Got approved for $500 CL. A year later, with on time payments (most of them in full), I got my CLI to $1000.
Ben 
Credit Score: 596
Credit Limit: 500
Age: 18-24
Posted 10/18 2013
This was my 2nd attempt after the first one was unsuccessful. Got a $500 CL.
Deena 
Credit Score: 660
Credit Limit: 700
Age: 25-34
Posted 10/02 2013
I was thrilled to get the CL that I got with my score. This is my 4th year with this card now. For the first year or two, I've had the occasionally $100 CL increase. The during the last year, I had a couple of $500 increases. This allows me to buy more fancy electronics with the card!
IreneH 
Credit Score: 730
Credit Limit: 800
Age: 35-44
Posted 09/25 2013
Score was 730 (TU I think). CL given was $800. This was great and I have used close to the full limit for a flat screen TV and washer dryer. A year later, got a CLI and it is now $1500.
Ted89 
Credit Score: 674
Credit Limit: 500
Age: 25-34
Posted 08/07 2013
Applied for this card once and was declined. 6 months later with hardly a change in my score (674 EQ), I was approved for a $500 CL. This is my first no annual fee card since my credit took a nose dive. Before this, I have Credit One and Cap One secured ($300 CL each).
Cindy 
Credit Score: 716
Credit Limit: 1000
Age: 18-24
Posted 06/23 2013
Am a student and shop at Walmart near my campus. Got this card with a $1k CL. I always pay in full and am very happy with this card. Will probably try for the Discover version soon.
Stars42 
Credit Score: 693
Credit Limit: 500
Age: 25-34
Approved 1.5 Years after Bankruptcy
Posted 05/04 2013
I am sort of in the rebuilding since coming out of BK. Have a Credit One before I applied and got approved for this card. I plan to stay way before my CL and see how this card works out in terms of helping me with my credit score.
w78Kimmel 
Credit Score: 587
Credit Limit: 500
Age: 35-44
Posted 05/01 2013
Got a pre approval letter from GE Bank. Applied and got $500 CL with a 587 TU score. I thought the limit was a little low. After reading the comments here and some other forums, it looks like that is a normal starter limit. I am some other store cards and just want to have some diversity in my credit profile.
JamesH 
Credit Score: 655
Credit Limit: 700
Age: 25-34
Posted 04/25 2013
Got this card a couple of years ago. I shop quite a bit at Walmart so I do use this card quite a bit. I once maxed out on a lcd TV but other than that, I go nowhere close to my CL. Then after a year, I got my lines increased to $1000. After about another 6 months, it increased to $1700. Now, my limit is $2500. I am pretty pleased with this.