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Citi® mtvUTM Platinum Select® Visa® Card for College Students
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The Citi® mtvUTM
Platinum Select® Visa® Card for College Students was last
reviewed on 28th July 2010
Summary - In our opinion, the Citi® mtvUTM Platinum Select® Visa® Card for College Students is perhaps the best and most innovative reward student credit card. You not only earn points for purchases, but also for getting good grades and paying your credit card bills on time. You can also use your reward points to reduce your student loan principal. Find out why we like this card.
Reward Formula - The Citi® mtvUTM Platinum Select® Visa® Card for College Students is the latest and perhaps most innovative student credit card on the market. You earn five points for every dollar you spend on purchases at (1) book stores, (2) record stores, (3) restaurants, including fast food restaurants, (4) motion picture theaters, and (5) video entertainment rental stores. You earn one point for every dollar you spend on other purchases. Aside from this, you can earn 25 points every billing cycle if you pay your minimum payments on time and do not go over your credit limit. Furthermore, you can earn points twice a year if you get good GPA scores (see table below).
Reward Formula for GPA Score
| GPA Score |
Points |
| 2.50 - 2.99 |
250 |
| 3.00 - 3.49 |
500 |
| 3.50 - 3.99 |
750 |
| 4.00 |
2,000 |
10% at MTV Stores - Cardholders can get a 10% discount at mtvshop.mtv.com and the MTV store in New York City.
Unique Rewards - This card is based on Citibanks' ThankYou Redemption Network reward program, which has both travel and shopping rewards. For this card, you can get a free ticket to MTV Videos Music Award for 30,000 points. You can also use points to reduce your student loan principal.
Fees and Rates - There is no annual fee. New cardholders may get a 0% Intro APR for purchases for 7 months.
Other Benefits and Services - You will also get platinum benefits like one million dollars travel accident insurance, auto rental insurance, online account management and Citibanks' 24/7 customer service, annual account summary.
Verdict - The Citi® mtvUTM Platinum Select® Visa® Card for College Students is a great student credit card. Aside from earning reward points from normal purchases, you are rewarded for good money habits, like paying your bills on time and not going over your credit limit. You are also given points for getting a good GPA score and paying your bills on time. Furthermore, the ThankYou Redemptions Network reward program allows you to use points to reduce your student loan principal. There is no other student rewards with these features on the market.
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Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Disclaimer 2: Though we may be affiliated with some credit card issuers, our credit cards reviews and the content on this site is written solely by us and are not influenced in any shape or form by any credit card issuers. In fact, any content here is copyrighted and cannot be reproduced elsewhere without permission. Though we make every attempt to make sure that our content is up to date. But please always check the terms and conditions for the most updated information since things like APR change fairly often.
*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. *See the online application for details.
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