Citicards
Citicards is one of the major credit card issuers. However, unlike Chase or Bank of America, who have hundreds of cards, Citibank has just a few credit cards. However, most Citibank credit cards have excellent rewards and features and I think they are one of the most innovative credit card companies. Below are highlights of Citicards.
Citi's Cash Back Card - $200 Bonus Cash Back
The Citi Dividend World® MasterCard® is Citi's cash back credit card. It is very similar to cards like Chase Freedom and Discover More in that it has a 5% quarterly rotating category whereby cardholders get 5% cash back on various spending expenses. They also have an online shopping portal called the Citi Bonus Extra Cash. Right now, new cardholders can get $150 in bonus cash back once they have spent $500 within three months.
Best 0% APR Deal In the Market Today
The Citi® Platinum Select® Card is Citi's basic credit card. It comes with no annual fee and rewards new card holders with a 0% Intro APR* on balance transfers for 21 months and 0% Intro APR* on purchases for 18 months.. There are a couple of other features that makes this card really interesting. Firstly, the card has this feature called Extra Cash. What this is is actually an online shopping portal where you can buy stuff online through Citi and get discounts for travel items, merchandises etc. Secondly, this card has a security feature where you are given an anonymous "credit card number" when you shop online for extra security.
The Citi® Diamond Preferred® Card is a no frills card that comes with a great 0% Intro APR* on balance transfers for 18 months. It also comes with a concierge service that for no annual fee, is a great value.
Citi's Rewards Card
The Citi ThankYou(SM) Preferred Rewards Card - $200 in Gift Cards is one of Citi's no annual fee credit card. Right now, new cardholder can get 20,000 bonus points after spending $700 within three months of card membership.
The Citi Forward® Card is Citi's latest reward card offering. This card allows you to earn 5 points for every $1 spent on dining and entertainment; and 1 point for other purchases. The reward program is based on Citi's ThankYou Network and this card will appeal to folks who spend a lot on things like dining out, going to the movies and book stores. There is also a student version of this card.
Citi's Frequent Flier and Guest Credit Cards
The Citi® Hilton HHonorTM Visa Signature® Card is the official hotel credit card for Hilton HHonors. This card is obviously the card for Hilton frequent guest members.
The Citi® Gold / AAdvantage® World MasterCard® is one of the available cards for American Airlines AAdvantage members. Among all the versions, this is probably the best version to get.
Citi's Student Credit Cards
The Citi® Dividend Platinum Select® Card for College Students is the student version of their regular Citi Dividend Card. It is one of the best cash back credit cards for a college student.
 |
The Citi® mtvUTM Platinum Select® Visa® Card for College Students allows you to earn five points for every dollar you spend on purchases at (1) book stores, (2) record stores, (3) restaurants, including fast food restaurants, (4) motion picture theaters, and (5) video entertainment rental stores. You earn one point for every dollar you spend on other purchases. Aside from this, you can earn 25 points every billing cycle if you pay your minimum payments on time and do not go over your credit limit. You can also earn points twice a year if you get good GPA scores
Citi's Business Credit Card
 |
The AT&T Universal Business Rewards Card is one of the few business cards from Citi. Once again, the reward program is based on the ThankYou Rewards. With this card, you earn 5 points for every dollar that you spend on the card for AT&T purchases, and 3 points for gasoline, and certain business expenses. There is no annual fee and you can set limits for your employees. This card comes with a 0% APR introductory offer on purchases for 6 months.
