| Chase Platinum Visa® and Chase Platinum Mastercard®Card |
| Other Benefits |
Online Account Access Online account statements Chase Bill Management Center Credit Line increases |
| Cost/Fees/Interest rates |
| Introductory rate |
0% introductory APR on balance transfers and purchases for up to 12 months |
| Annual Fees |
No annual fee |
| Purchase APR |
Prime rate plus 5.99%, 9.99% or 14.99% |
| Balance Transfer APR |
Prime rate plus 5.99%, 9.99% or 14.99% |
| Cash Advance APR |
Prime Rate plus 15.99% or 19.99% |
| Penalty/Default Rate APR |
Prime Rate plus 23.99% |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
2-cycle average daily balance method (including new purchases) |
| Balance Transfer Fee |
3%, min $5.00, max $75.00 |
| Cash Advance fee |
3% min $10.00 |
| Foreign Currency Conversion fee |
3% |
| Over-the-credit-limit fee |
$39.00 |
| Late Payment fee |
$15.00 - on balances up to, but not including, $100.00 $29.00 - on balances of $100.00 up to, but not including, $250.00 $39.00 - greater than $250 |