Disney Rewards Visa Review
Disney Rewards® Visa® Card from Chase
Summary - The Disney Rewards® Visa� Card from Chase will appeal to those who spend quite a bit on Disney products, theme parks and resorts and wish to earn reward points and discounts. The key features of the Disney credit card are
- You earn 1 Disney Dream Reward Dollar for every $100 in net purchases
- Redeem rewards for most everything Disney, from Disney hotel stays and Theme Park tickets to Disney DVDs and toys
- Get 0% APR vacation financing for 6 months any time of year on select Disney vacation packages
- No Annual Fee
- 0% Intro APR for up to 12 months
- No Block-out Dates
- Visa® Platinum Benefits
Let's look at this card in greater detail.
Reward Formula - The Disney credit card allows you to earn one Disney Dream Reward Dollar(r) for every $100 you spend. With the Disney Rewards(r) Visa(r) Card from Chase, you can receive Travel Rewards on items such as theme park tickets, hotel stays, and cruises.
Fees and Rates - There is no annual fee for the Disney credit card. The apr is prime rate plus 5.99% or 10.99% and the average daily balance method (including new purchases) is used to calculate monthly balances. There is a 0% apr offer for 12 billing cycles for both purchases and balance transfer.
You will automatically receive this 0% APR for 6 months, for each qualifying Disney Rewards(r) Visa(r) Card purchase, provided that no payment on your account is past due at the time of purchase. This is valid for certain U.S. Theme Park ticket-inclusive Disney vacation packages (minimum one-night stay plus a Magic Your Way Base Ticket at Walt Disney World(r) Resort/two nights at Disneyland(r) Resort), all Disney Cruise Line(r) packages and Adventures By Disney packages of $101 up to a maximum $10,000 per transaction charged to Disney Rewards(r) Visa(r) Card prior to commencement of your vacation and booked by you or your travel agent through Walt Disney Travel Company or Disney Cruise Line(r).
Verdict - Those who visit Disney's theme parks and vacation resorts often should consider the Disney Rewards® Visa� Card from Chase as it allows you to earn Disney Dream Rewards Dollars, which can be used to redeem Disney rewards.
References
1. Disney, Chase launches new Disney Rewards Debit Card
Positives
| Disney Rewards® Visa® Card from Chase | |
| Reward Benefits | |
| Reward Formula | Earn 1 Disney Dream Rewards Dollars for every $100 you spend |
| Other Benefits | |
| Typical Platinum benefits | |
| Cost/Fees/Interest rates | |
| Introductory rate | 0% introductory APR on purchases and balance transfers for first 12 billing cycles |
| Annual Fees | No annual fee |
| Purchase APR | Prime Rate plus 5.99% or 10.99% |
| Balance Transfer APR | Prime Rate plus 5.99% or 10.99% |
| Cash Advance APR | Prime Rate plus 15.99% |
| Min Finance Charge | $1.00 |
| Grace Period | 20 days |
| Balance Calculation Method | Average Daily Balance (including new purchases). |
| Balance Transfer Fee | 3%, min $5, max $75.00 |
| Cash Advance fee | 3% min $5.00 |
| Over-the-credit-limit fee | $29.00 |
| Late Payment fee |
$15.00 - up to and including $250 $39.00 - if balance is over $250 |
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