Guide to Cash Back Business Credit Cards

If you are a business owner, getting a cash back credit card is one of the smartest ways to save money from using your credit cards. Below are our best cash back business credit card recommendations after much research.
 

The SimplyCash® Business Card From American Express OPEN is one of the really good business cash back cards today. As a business owner, you can earn 5% on your wireless bills and office supplies and 3% on gasoline. Because this card is part of Amex OPEN, you can also get discounts from OPEN merchant partners like Marriott, Hyatt, Fedex etc. There is no annual fee and you can earn unlimited rebates.

The TrueEarnings® Business Card from American Express and Costco allows you to earn great rebates on gasoline purchases (4%), restaurants (3%), and travel (2%). This card is useful for those who charge gasoline expenditure, business entertainment at restaurants and even travel expenses to their business. This card will probably suit most home businesses and businesses who do purchases at Costco (like those in the food and beverage industry).

The The Plum Card® from American Express OPEN is a unique credit card. If you pay a portion of your balance on time, you can defer your payment no interest. Or if you pay in full, you earn cash rebates for every dollar that you spend. This is great for established businesses that need lines of credit. It provides a form of diversification from traditional working capital lines from banks. 0% financing for more than the usual one month is a great deal. There is an annual fee that comes with this card, but business owners will know that that is a cheap price to pay for a no-preset spending card with such features.