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If you are a business owner, getting a cash back credit card is one of the smartest ways to save money from using your credit cards. Below are our best cash back business credit card recommendations after much research.
Editor's Choice: Cash Back Business Credit Cards
 The Ink Cash(SM) Business Card is perhaps the best cash back business credit card in the market today. It is perhaps one of the rare cards that allow you to earn 3% rebates on gasoline, home improvement, dining and office supplies purchases. Best of all, there are no tier spending requirements and you can earn unlimited rebates. There is also no annual fee for cardholders and employees.
 The TrueEarnings® Business Card from American Express and Costco allows you to earn great rebates on gasoline purchases, restaurants, and travel. This card is useful for those who charge gasoline expenditure, business entertainment at restaurants and even travel expenses to their business (see screenshot below). This card will probably suit most home businesses and businesses who do purchases at Costco (like those in the food and beverage industry).
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The The Plum Card® from American Express OPEN is a unique credit card. If you pay a portion of your balance on time, you can defer your payment no interest. Or if you pay in full, you earn cash rebates for every dollar that you spend. This is great for established businesses that need lines of credit. It provides a form of diversification from traditional working capital lines from banks. 0% financing for more than the usual one month is a great deal. There is an annual fee that comes with this card, but business owners will know that that is a cheap price to pay for a no-preset spending card with such features.
For Home Based Business
If you are a home based business, you need not necessarily have a "small business credit card". What you need is simply another card to separate your business expenses. The Discover® More(SM) Card is a cash back credit card that allows you to either redeem your earnings for cash or for gift cards from over 100 gift partners. Furthermore, Discover has an online store called shopdiscover.com, whereby they have partnered with leading merchants and you can earn up to 20% cash rebates when you shop through shopdiscover.com.
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