Best Small Business Credit Cards for 2009

Here are our thoughts and recommendations on the what we think are the best business credit card available today. Given the credit crisis, we have also taken into account credit cards which you are more likely to be approved as well. But before we continue, we want to point out that there is a difference between so called "small business credit cards" and "corporate credit cards". Corporate credit cards are issued to companies who have significant revenues and employees. So called "small business credit cards" are issued to anyone with a business (even a new one). They can be individual as a sole proprietor. The main difference is that the cardholder is ultimately on the hook for any unpaid bills. Credit card issuers still check your "personal credit" before approving a card or in determining the spending limit. As a result, for all practical purposes it does not really matter whether you use a personal card or a so called "business credit card".

Due to the credit crisis, most credit card issuers have scaled back especially on business credit cards. Hence, we have included some personal credit cards as well because for all intents and purposes, they function just as well as regular business credit cards. The following cards below represent what we think are the best cards available today depending on your needs.