{"id":606,"date":"2008-08-29T09:45:12","date_gmt":"2008-08-29T13:45:12","guid":{"rendered":"\/\/www.askmrcreditcard.com\/news\/?p=606"},"modified":"2008-08-29T09:45:12","modified_gmt":"2008-08-29T13:45:12","slug":"do-you-lie-to-your-spouse-about-your-credit-cards","status":"publish","type":"post","link":"https:\/\/www.askmrcreditcard.com\/news\/do-you-lie-to-your-spouse-about-your-credit-cards\/","title":{"rendered":"Do You Lie to Your Spouse About Your Credit Cards?"},"content":{"rendered":"

\"\"We have a family member who constantly lies to her husband about her credit cards. <\/p>\n

He<\/em> thinks they have a great credit rating because he occasionally takes out “Six months same as cash” deals on furniture or electronics. <\/p>\n

I<\/em> know that they have a great credit rating because she has six credit cards that she’s had for years, and always makes the payments on time. <\/p>\n

I dread the conversations where he advises me “All you have to do is take out a few six months same as cash loans, and then pay them off – it worked for us!<\/em>” Inwardly I groan. We’re repairing our credit after bankruptcy, which is a serious ordeal. I don’t think a few six-months-same-as-cash loans (which we qualify for in our dreams<\/em>) is going to fix anything for us. <\/p>\n

So, I grit my teeth and cry a little inside. Not just because I know better, but because realizing their<\/em> true situation makes me a party to the lie…<\/p>\n

Yes, paying off those loans probably helped them, but it’s the wheeling and dealing going on behind his back that makes up most of their score. So I was thinking about it, and I wondered, “Is this normal?<\/em>” <\/p>\n

I mean, in our pre-bankruptcy days, I’ll admit that I occasionally made purchases and did not inform my spouse of the amount, but I was the one that handled the money. <\/p>\n

So, does my family member who’s hiding her cards feel the same way? She handles the money, so there’s no harm done?<\/p>\n

After we declared bankruptcy my husband and I made a promise to be honest with each other<\/strong>, and to both try to handle the money together so that we really could have a fresh start. <\/p>\n

So far, I’ve kept my promise. I don’t put much money on my credit cards, but when I do, my husband knows about it. I don’t give him the amount to the penny, but I do say “It was about $60<\/em>” or whatever. <\/p>\n

I think this policy has actually helped our marriage, and we have better control over our money than ever before. I can’t help but wonder though, are we the exception? Are you honest with your significant other about your debt? What about when you first met? <\/p>\n

After I spent some time thinking about this, I surfed around a little online, to see what I could find. I came up with a few excellent articles that I wanted to share with you – in case you were interested too:<\/p>\n