{"id":5453,"date":"2009-04-15T14:30:44","date_gmt":"2009-04-15T18:30:44","guid":{"rendered":"\/\/www.askmrcreditcard.com\/news\/?p=5453"},"modified":"2009-04-15T14:30:44","modified_gmt":"2009-04-15T18:30:44","slug":"face-card-review","status":"publish","type":"post","link":"https:\/\/www.askmrcreditcard.com\/news\/face-card-review\/","title":{"rendered":"Face Card Review"},"content":{"rendered":"\n\n
\"facecardbrown1\"\n<\/td>\n\"facecardbrown2\"\n<\/td>\n\"facecardgreen\"\n<\/td>\n\"facecardorange\"\n<\/td>\n\"facecardblue\"\n<\/td>\n<\/tr>\n<\/table>\n

Summary<\/b> – The Facecard prepaid MasterCard\u00ae<\/a> is a prepaid credit card that will actually appeal to the folks looking for a prepaid card for their teenage kids and also those who want a “low cost” prepaid card. Let’s find out more about this card. <\/p>\n

Fees<\/b> – As with any prepaid credit card, always watch out for fees. Well, for the Face Card, there is no activation fee or monthly fee<\/b>. There is also not transaction fee (if you use your card in the US). The fee for international transactions is $0.50.<\/p>\n

The fee for getting cash from ATM is $1.50. If you have a negative balance, you will be accessed a fee of $9.95.<\/p>\n

Load Fees<\/b> – For the Face Card, loading your card from a bank account via ACH and transferring funds from another face card is free. There is no direct deposit for this card.<\/p>\n

Fee Table<\/b><\/p>\n

\"facecardtable\"<\/p>\n

Verdict<\/b> – The Facecard prepaid MasterCard\u00ae<\/a> will appeal to parents who want to give a prepaid card to their teenage kids and also to those who simply want a prepaid credit card. The thing I like about this card is that there is no activation or monthly fees and no transaction fees<\/b>. Hence, it is a very cost effective card. <\/p>\n

The only issue I have with this card is that there is no direct deposit feature. Hence, for those who do not have a bank account and who wish to use a direct deposit feature, this card is not for you.<\/p>\n

Also, bear in mind that for those with poor credit, a prepaid card does not help to rebuild your credit. If that is an objective, you should consider a secured credit card<\/a>. <\/p>\n

Face Card Application Page<\/b><\/p>\n

This is how the application page looks like :<\/p>\n

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Summary – The Facecard prepaid MasterCard\u00ae is a prepaid credit card that will actually appeal to the folks looking for a prepaid card for their teenage kids and also those who want a “low cost” prepaid card. Let’s find out more about this card. 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