{"id":4768,"date":"2009-03-13T17:13:53","date_gmt":"2009-03-13T17:13:53","guid":{"rendered":"\/\/www.askmrcreditcard.com\/news\/?p=4768"},"modified":"2009-03-13T17:13:53","modified_gmt":"2009-03-13T17:13:53","slug":"non-amex-cash-back-alternatives","status":"publish","type":"post","link":"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/","title":{"rendered":"Non Amex Cash Back Alternatives"},"content":{"rendered":"<p>Another couple cash back credit card questions today.<\/p>\n<p><b>Question from Guss Schippers<\/b>: Re the BlueCash card from American Express: maybe you should emphasize that &#8220;supermarkets&#8221; do not include places like Costco, Wal*Mart, etc.<\/p>\n<p>Also I wonder whether you get the rebate on insurance premiums, like healthcare,<br \/>\netc., or internet purchases from people like Amazon, in fact anything you  on the<br \/>\ninternet. <\/p>\n<p><b>Answers<\/b> &#8211; Guss &#8211; you are correct, supermarket excludes so called &#8220;discount warehouses&#8221; like Costco&#8217;s or BJs. Thanks for pointing that out. I will modify my reviews to reflect that. <\/p>\n<p>You do get rebates on things like insurance premiums if you use the card to pay. You will earn the rate for &#8220;other purchases&#8221;. For everything you  on the internet, it is considered &#8220;other purchases&#8221; and you earn 1.5% after exceeding the $6,500 annual spending threshold.<\/p>\n<p>If you want to earn extra rebates shopping in the internet, then the card to get is actually the Discover More Card. They have a program called shopdiscover.com where they have over 100 online retail partners. If you to their website through Discover, you can earn anywhere between 5% and 20% cash back bonus or rather discounts. <b>Watch video below<\/b>.<\/p>\n<p id='shopdiscoverqa'>\n<p>        <script type='text\/javascript' src='\/swfobject.js'><\/script><br \/>\n        <script type='text\/javascript'>\n        var s3 = new SWFObject('\/player.swf','player','560','440','9');\n        s3.addParam('allowfullscreen','true');\n        s3.addParam('allowscriptaccess','always');\n        s3.addParam('flashvars','file=\/shopdiscoverqa.flv&image=\/images\/preview.png');\n        s3.write('shopdiscoverqa');\n        <\/script> <\/p>\n<p><b>Question from Fawn Gonick<\/b> &#8211; what is the best cas back that is not american express card do you recommend ? I already own the starwood and blue cash amex card. They are both  great cards, and can never decide which amex to use.  ( that&#8217;s another story)  But a lot of places do not accept amex.  I had the Chase Feedom (Dynamic Cash Rewards) like you use to recommend but since your review in jan 2009 , you state that they are no longer doing the 3%  on your top spending, it&#8217;s just an average card.  Do you have another recommendation for non amex cash back card? I&#8217;d like to narrow down my credit cards.  I always pay on time. great credit . Please tell me which ones you would use, and which you would get rid of.  , and of course which new cash back non amex card to get.  thanks in advance.  Love your site by the way.  <\/p>\n<p>fawn gonick<\/p>\n<p><b>Answers<\/b> &#8211; As a supplement to the Blue Cash, I would actually recommend the Discover More Card. One again, like the answer above, Discover has partners with over 100 online retailers and you will earn anywhere between 5% and 20% cash back bonus (which to me is the same as getting a discount). <b>Watch the video above<\/b><\/p>\n<p>The other alternative is the Citi Cash Returns card, which though only gives you a 1% rebate, has a feature called Citi Cash Bonus Center that is similar to Discover&#8217;s shopdiscover.com. Aside from online retailers, you can earn extra rebates when you use the card at off-line partners, their catalogs, their gift cards and their online stores. The rebate is about between 1% and 6% though Citi claims the average rebate is 5% (which I doubt). I&#8217;ve made a video on the <a href=\"\/\/www.askmrcreditcard.com\/news\/citi-cash-returns-card-review\/\">Citi Cash Returns Review Page<\/a> comparing the Citi Bonus Cash Center and ShopDiscover. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Another couple cash back credit card questions today. Question from Guss Schippers: Re the BlueCash card from American Express: maybe you should emphasize that &#8220;supermarkets&#8221; do not include places like Costco, Wal*Mart, etc. Also I wonder whether you get the rebate on insurance premiums, like healthcare, etc., or internet purchases from people like Amazon, in [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Non Amex Cash Back Alternatives<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Non Amex Cash Back Alternatives\" \/>\n<meta property=\"og:description\" content=\"Another couple cash back credit card questions today. Question from Guss Schippers: Re the BlueCash card from American Express: maybe you should emphasize that &#8220;supermarkets&#8221; do not include places like Costco, Wal*Mart, etc. Also I wonder whether you get the rebate on insurance premiums, like healthcare, etc., or internet purchases from people like Amazon, in [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/\" \/>\n<meta property=\"og:site_name\" content=\"Ask Mr Credit Card Blog\" \/>\n<meta property=\"article:published_time\" content=\"2009-03-13T17:13:53+00:00\" \/>\n<meta name=\"author\" content=\"Mr Credit Card\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mr Credit Card\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/\",\"url\":\"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/\",\"name\":\"Non Amex Cash Back Alternatives\",\"isPartOf\":{\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/#website\"},\"datePublished\":\"2009-03-13T17:13:53+00:00\",\"dateModified\":\"2009-03-13T17:13:53+00:00\",\"author\":{\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/#\/schema\/person\/3f7bc65a9a1d18b35baf8f5b24bdbbc1\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.askmrcreditcard.com\/news\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Non Amex Cash Back Alternatives\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/#website\",\"url\":\"https:\/\/www.askmrcreditcard.com\/news\/\",\"name\":\"Ask Mr Credit Card Blog\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.askmrcreditcard.com\/news\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/#\/schema\/person\/3f7bc65a9a1d18b35baf8f5b24bdbbc1\",\"name\":\"Mr Credit Card\",\"url\":\"https:\/\/www.askmrcreditcard.com\/news\/author\/nick444\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Non Amex Cash Back Alternatives","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/","og_locale":"en_US","og_type":"article","og_title":"Non Amex Cash Back Alternatives","og_description":"Another couple cash back credit card questions today. Question from Guss Schippers: Re the BlueCash card from American Express: maybe you should emphasize that &#8220;supermarkets&#8221; do not include places like Costco, Wal*Mart, etc. Also I wonder whether you get the rebate on insurance premiums, like healthcare, etc., or internet purchases from people like Amazon, in [&hellip;]","og_url":"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/","og_site_name":"Ask Mr Credit Card Blog","article_published_time":"2009-03-13T17:13:53+00:00","author":"Mr Credit Card","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mr Credit Card","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/","url":"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/","name":"Non Amex Cash Back Alternatives","isPartOf":{"@id":"https:\/\/www.askmrcreditcard.com\/news\/#website"},"datePublished":"2009-03-13T17:13:53+00:00","dateModified":"2009-03-13T17:13:53+00:00","author":{"@id":"https:\/\/www.askmrcreditcard.com\/news\/#\/schema\/person\/3f7bc65a9a1d18b35baf8f5b24bdbbc1"},"breadcrumb":{"@id":"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.askmrcreditcard.com\/news\/non-amex-cash-back-alternatives\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.askmrcreditcard.com\/news\/"},{"@type":"ListItem","position":2,"name":"Non Amex Cash Back Alternatives"}]},{"@type":"WebSite","@id":"https:\/\/www.askmrcreditcard.com\/news\/#website","url":"https:\/\/www.askmrcreditcard.com\/news\/","name":"Ask Mr Credit Card Blog","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.askmrcreditcard.com\/news\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.askmrcreditcard.com\/news\/#\/schema\/person\/3f7bc65a9a1d18b35baf8f5b24bdbbc1","name":"Mr Credit Card","url":"https:\/\/www.askmrcreditcard.com\/news\/author\/nick444\/"}]}},"wps_subtitle":"","_links":{"self":[{"href":"https:\/\/www.askmrcreditcard.com\/news\/wp-json\/wp\/v2\/posts\/4768"}],"collection":[{"href":"https:\/\/www.askmrcreditcard.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.askmrcreditcard.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.askmrcreditcard.com\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.askmrcreditcard.com\/news\/wp-json\/wp\/v2\/comments?post=4768"}],"version-history":[{"count":0,"href":"https:\/\/www.askmrcreditcard.com\/news\/wp-json\/wp\/v2\/posts\/4768\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.askmrcreditcard.com\/news\/wp-json\/wp\/v2\/media?parent=4768"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.askmrcreditcard.com\/news\/wp-json\/wp\/v2\/categories?post=4768"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.askmrcreditcard.com\/news\/wp-json\/wp\/v2\/tags?post=4768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}