The Access America plans sold by United<\/a> have some overlap with the Visa Signature benefits.\u00a0\u00a0 For example, they cover lost and delayed baggage as well as some rental car protections.\u00a0\u00a0 In addition, they provide trip cancellation, trip interruption, emergency medical and dental coverage as well as medical transport coverage.<\/p>\nThe most important thing you can do is to study the details of both the Visa Signature benefits and the Access America plan you may be considering.\u00a0\u00a0\u00a0 In each case, there are numerous limitations to each benefit.\u00a0\u00a0 Too often, travelers merely assume they are covered based merely on the description of the benefit, not the actual details of the policy itself.\u00a0\u00a0\u00a0 Like so many things in life, the truth lies hidden in the details, and travelers discover that they were not covered only after they have incurred expenses.<\/p>\n
For example, many of the Visa Signature benefits only apply when the full cost of the travel has been paid for with your card.\u00a0\u00a0\u00a0 Using a frequent flier award ticket, or a rental car award will invalidate the coverage, even if you put all sorts of taxes and fees on your Visa.<\/p>\n
Regardless of if you are relying on the Visa benefits, or if you have purchased additional insurance, you should always contact the provider before outlaying money for what you believe are covered expenses.\u00a0\u00a0\u00a0 Obtaining advanced approval from your insurer is the key to ensuring that they will reimburse you after the fact.<\/p>\n
Good luck in your travels.<\/p>\n
\n<\/em><\/p>\n
\n<\/em><\/p>\n
\n<\/em><\/p><\/blockquote>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"A reader asks: If I signed up for a United Mileage Plus Visa credit card would I be able to get travel insurance from that card and is this different from United’s Access America travel insurance one can get online when purchasing a flight reservation from United? The answer is no.\u00a0\u00a0\u00a0 The United Mileage Plus […]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[18],"tags":[],"yoast_head":"\n
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